I know this is a common question, but is it possible to transition from head of household into stay at home mom?!
I haven't really seen anyone ask this question, until today, but I'm sure it has been asked over and over! :) I have 3 children. A 5yr boy, 2.5 yr old girl and a 2 mo. old baby boy and I desperately want to stay home with them. I've always told my husband that if we had 3 kids we would have to stay home because we have struggled to pay daycare for our two children. Well I'm due back to work next month and I don't see us being able to afford daycare or a nanny. My son will be starting Kindergarten this year so that some what helps, I guess. I just know my husband will have a heart attack if I did it! I get paid more than $30 an hour and he get paid $16.00 an hour. Our kids are on my insurance because that's the cheapest option. We have TWO cars payments and my car is in my name as well as my mom's. We both have bills in collections and I have student loans to pay off (more than 20,000). My idea is to stay home and work my business (independent distributor for It works!) to supplement my full-time job's income. My dad thinks I'm crazy and have a stable career in a unstable economy. Not sure what my mom thinks, but I would probably need to run it by her considering she co-signed for my vehicle and I'm not sure if I could cover my monthly payment at first. I'm just not ok with dropping them off to someone who may cut us "the deal of the century" just to save money. We did that for our last provider and I couldn't wait to take them out of there once I had my son. With only a few weeks before I'm due back to work, I plan on sitting down my husband to talk to him about this, but not sure how to approach it. Do people get unemployment for qutiing there jobs? Is that extremely selfish to say or ask?! I need positive/realistic feedback asap! Thanks! :)