Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Mortgage help! Where do I start

Posted by on Jun. 11, 2012 at 11:24 AM
  • 1 Replies
  • 208 Total Views
My husband and I just got to where we think we need to be to get a mortgage. We just have no idea where to start. Any advice would help!
We live in Indiana. Bank with Centier (not sure we want to go through them). We both started new good paying jobs this year. I'm coming up on 6 months and he's only on a couple months. Any suggestions on where to begin would be helpful! Thank you!
Posted on CafeMom Mobile
by on Jun. 11, 2012 at 11:24 AM
Add your quick reply below:
You must be a member to reply to this post.
Replies (1-1):
woodstock525
by Member on Jun. 11, 2012 at 5:13 PM

The lack of 2 years of job history for each of you can very likely impact your ability to get a mortgage or at the very least cause you to have a higher interest rate.  If you have each gotten new jobs due to a relocation and the jobs are in the same career field as before that would be different.  Also, something else that will impact your ability to get a mortgage will be the amount that you have available for a down payment, your debt ratio (ratio of bills to income), your credit rating/credit history, etc...

Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

close Join now to connect to
other members!
Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN