When we are finally starting to settle in adn have our budget panned out. We have set up college funds and are trying to save and pay off our house. We live within our means. We are frugal, we do the "right" thing. DH is a gov't worker and with the budget cuts it looks like our monthly income will decrease by 1000/month within the next couple months. At first we thought it would be 500 and that would have made things tight, but still do able...but 1000. Yikes! That is nothing to sneeze at. I'm sure we will manage, but it is going to suck. I'm not mad, angry because I get that something has to give. I was mad about the dipping into our retirement plan to pay of debt but of course congress won't touch their own retirement plan.