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Current Events & Hot Topics Current Events & Hot Topics

Hours at minimum wage needed to afford rent

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by on Mar. 15, 2012 at 10:54 PM
Replies (81-90):
moneysaver6
by Gold Member on Mar. 17, 2012 at 3:37 AM

92 hours for Nevada?  Um.  No.  Minimum wage would have someone making $1,320/month here or $17,160/year if they worked all 52 weeks in the year.  There are no state income taxes here and anyone making minimum wage would not only NOT pay any federal taxes, but would get EIC to boot.

If someone needs a 2 bedroom, then the assumption would be that they have at least 1 child which would mean an EIC of $3,016.

They would qualify for the rent assistance program here which has them paying no more than 30% of their total income to all housing.  All of these units which include apartments, mobile homes, and single-family residences include all utilities.  That means that their total housing would be $429/month including gas, electric, water, sewer, & trash.  Even if they were wait-listed, a 2 bedroom apartment can be had here for $600-$750/month with the more expensive options offering all utilities paid within that cost.

Emergency phones are provided to everyone who qualifies for food stamps nationwide.  That means there would be no expenses for a phone.

They'd get food stamps of around $350/month plus the child would qualify for free breakfast and lunch at school which means that $350/month for groceries which is more than enough for a family of FIVE for a month would go even further! 

If someone uses natural products like baking soda, vinegar, &/or lemon juice for cleaning, then those could be included in the food stamp costs as well so there is no extra out-of-pocket for those items.

Medical, dental, & vision would be provided for the child for a premium of only $25 every quarter or a total of $100/year.  For that premium, ALL medical, dental, & vision needs are covered for the child at 100%.  In addition to that, over-the-counter medicines are ALSO free as are alcohol swaps and various other over-the-counter items that a child or adult might use. 

A child care subsidy is paid with a co-payment of only 10% of income required monthly.  That would be $143 in this case.

That means that after all expenses except gas, they'll have a monthly net of $528 to pay for gas, auto maintenance, paper products, &/or other personal expenses.  Once EIC is received, that's another $251/month for the next year provided that they wisely split that money so that it will last for a year.

paganbaby
by Teflon Don on Mar. 17, 2012 at 3:39 AM

Same here.

Quoting JessT5280:

1 bedroom apartments here are over $1000. Low income housing is right now, a 3 year wait list. 



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paganbaby
by Teflon Don on Mar. 17, 2012 at 3:42 AM

How much are apartments where you live?

Quoting Tanya93:

um, yes you can afford a fair market 2 bedroom apartment in my town on minimum wage.





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paganbaby
by Teflon Don on Mar. 17, 2012 at 3:46 AM

Wow...I'd have to work 130 hours per week. That's just sad :-(

moneysaver6
by Gold Member on Mar. 17, 2012 at 4:15 AM

To be fair, a lot of places have 1-3+ year waits for housing assistance.  However, someone would qualify for other forms of assistance.

Quoting TruthSeeker.:

If you make minimum wage wouldn't you qualify for low income housing?


moneysaver6
by Gold Member on Mar. 17, 2012 at 4:25 AM

We are not all dependent upon the government.

Quoting Rhiannon92:

No wonder we are all dependent on the government.


moneysaver6
by Gold Member on Mar. 17, 2012 at 4:32 AM

It still is the case in many areas.

Quoting momtoscott:

  Back when I made minimum wage, which was a long time ago, it gave me enough to afford a one-bedroom apartment in a safe area of town; it sucks that this isn't the case any more.      


moneysaver6
by Gold Member on Mar. 17, 2012 at 4:38 AM

Cash assistance or TANF is not in any way related to housing assistance.  They are completely separate entities.

Quoting mom23heathens:

Cash assistance is  part of the housing system as well, i think it's where they negotiate rent with a landlord and pay a percentage and you pay the rest.

Quoting TruthSeeker.:

 So, what do people do? Are they given cash assistance?

Quoting mom23heathens:

 The wait list is so loooooooooong and most ppl don't ever get it bc there is only so much to go around.

JoshRachelsMAMA
by JRM on Mar. 17, 2012 at 5:26 AM
1 mom liked this
So now were supposed to raise the minimum wage?
More people will be out of work.
Posted on CafeMom Mobile
JoshRachelsMAMA
by JRM on Mar. 17, 2012 at 5:36 AM


Quoting moneysaver6:

We are not all dependent upon the government.

Quoting Rhiannon92:

No wonder we are all dependent on the government.


Posted on CafeMom Mobile
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