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Medicaid

Posted by on Oct. 13, 2012 at 1:56 AM
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I was a little irked when I read in another post a family had their two kids on Medicaid .... Not out of absolute necessity but bc they'd otherwise have to "budget" more and live a bit more modestly. Really? To put it bluntly, I personally feel that this is an example of misuse of the system.

I looked into it today and though I am fairly close to qualifying (it says to call if you're close to the minimums), I will not be enrolling my kiddo in Medicaid .. or even trying. Yes of course it'd be helpful to pay a lower premium for insurance...and not have copays but I feel that its my responsibility to manage my budget/income so that I am taking care of my dd without government assistance, if I am able to. And I can.

I figure there are people who REALLY need this type of help and I wouldn't feel right using this program when its more of a, yeah, it'd be nice to pay less and not, I really don't have any other way to ensure my child has health coverage.
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by on Oct. 13, 2012 at 1:56 AM
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turtle68
by Mahinaarangi on Oct. 13, 2012 at 3:15 AM
4 moms liked this

 Pat yourself on your back...you deserve it!  *wipes eyebrow with middle finger*

randi1978
by Bronze Member on Oct. 13, 2012 at 7:56 AM

I guess it depends on how much they'd have to budget.  Even a rough estimate can be wrong and if you're off by $15, $20, it can break you if you're living paycheck to paycheck.  It could cost you a tank of gas, groceries, etc.

I have my daughter on medicaid.  I can't afford to have her covered under my insurance (it is cheaper than any other place I've worked, but it still breaks the bank).  $150 (not including what I'd be charged for her medication she takes).  It's not that much, obviously, but it can determine a tank of gas, groceries or even a utility bill, LOL.

TB78
by on Oct. 13, 2012 at 8:08 AM
What I think is odd is that within our state of Vermont if you are on another insurance you can NOT get Medicaid to go with the other insurance but they would help you pay for the premiums every month. I am dumbfounded as to how these people can have their kids on Medicaid when they already have insurance unless they do Not tell Medicaid that they in Fact have this other insurance which is Illegal!

We are on Medicaid and we pay our monthly premiums. We have no other health insurance just Medicaid.
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MomTiara19
by Bronze Member on Oct. 13, 2012 at 8:12 AM
1 mom liked this

Oh this is terrible...

You actually have me in tears.You have nooooo clue what it is like to raise a child with a dissability.The mounds of money you have to put into it medicine wise,doctor wise,and special adaption wise not to mention your compromised lifestyle.

My dh and I are a middle class family.We are by no means poor and have a comfortable life.We have blue cross blue shield with great benefits.I have a disabled cousin who I care for and medicaid is a HUGE help.And trust me it does NOT cover all her bills just some which I am GRATEFUL for.

We kept her main doctor on our blue cross insurance because he doesnt take medicaid(about 100 monthly out of pocket-do able).Some medicines are not covered on medicaid so we pay about ($400 out of pocket for those).

She has her own place and with housing her rent is subsidized and doable.How can I care for her without help...we arent Donald Trump??

I pray you are never in a position to need a helping hand.

~Tia

EireLass
by Ruby Member on Oct. 13, 2012 at 9:06 AM
3 moms liked this

I'm always amazed at how many people know the intimate details of someone elses finances.

survivorinohio
by René on Oct. 13, 2012 at 10:00 AM
1 mom liked this


Quoting EireLass:

I'm always amazed at how many people know the intimate details of someone elses finances.

I know! 

Op, the budgeting may include parents going without meals or giving up medication.  You cant pretend to understand the ins and outs of another families budget unless it has been shown to you in detail.

I think medical coverage should be available to all for little to nothing so I see nothing wrong with someone who qualifies using medicaid.

How far you go in life depends on your being: tender with the young, compassionate with the aged, sympathetic with the striving and tolerant of both the weak and strong.  Because someday in life you would have been one or all of these.  GeorgeWashingtonCarver


p1r4t3cr0pc1rcl
by on Oct. 13, 2012 at 4:44 PM

Depends on how they are living now. 

They may actually be living modestly, but moved up from what they were doing before....

MomGoneGreen470
by on Oct. 14, 2012 at 3:40 AM
Well Tia I do and I've lived in a socialistic country. Don't be fooled. Disabilities and old age is considered a stain and burden on the people, so you only get help if it is cost effective. Why do you think so many socialist and communists moved here.



Quoting MomTiara19:


Oh this is terrible...


You actually have me in tears.You have nooooo clue what it is like to raise a child with a dissability.The mounds of money you have to put into it medicine wise,doctor wise,and special adaption wise not to mention your compromised lifestyle.


My dh and I are a middle class family.We are by no means poor and have a comfortable life.We have blue cross blue shield with great benefits.I have a disabled cousin who I care for and medicaid is a HUGE help.And trust me it does NOT cover all her bills just some which I am GRATEFUL for.


We kept her main doctor on our blue cross insurance because he doesnt take medicaid(about 100 monthly out of pocket-do able).Some medicines are not covered on medicaid so we pay about ($400 out of pocket for those).


She has her own place and with housing her rent is subsidized and doable.How can I care for her without help...we arent Donald Trump??


I pray you are never in a position to need a helping hand.


~Tia


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MomGoneGreen470
by on Oct. 14, 2012 at 3:43 AM
ALSO - there is no such thing as free, the middle class will be hoses again because poor don't pay for shit including getting more back in taxes than they pay in. And the wealthy? There aren't enough 1% people out there to support all the free loaders. I mean free loaders not the needy. The ones who abuse the system.


Quoting MomTiara19:


Oh this is terrible...


You actually have me in tears.You have nooooo clue what it is like to raise a child with a dissability.The mounds of money you have to put into it medicine wise,doctor wise,and special adaption wise not to mention your compromised lifestyle.


My dh and I are a middle class family.We are by no means poor and have a comfortable life.We have blue cross blue shield with great benefits.I have a disabled cousin who I care for and medicaid is a HUGE help.And trust me it does NOT cover all her bills just some which I am GRATEFUL for.


We kept her main doctor on our blue cross insurance because he doesnt take medicaid(about 100 monthly out of pocket-do able).Some medicines are not covered on medicaid so we pay about ($400 out of pocket for those).


She has her own place and with housing her rent is subsidized and doable.How can I care for her without help...we arent Donald Trump??


I pray you are never in a position to need a helping hand.


~Tia


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Mipsy
by Bronze Member on Oct. 14, 2012 at 9:23 AM
I don't feel the op is talking about those who have children (or family members they care for) with disabilities.

Quoting MomTiara19:


Oh this is terrible...


You actually have me in tears.You have nooooo clue what it is like to raise a child with a dissability.The mounds of money you have to put into it medicine wise,doctor wise,and special adaption wise not to mention your compromised lifestyle.


My dh and I are a middle class family.We are by no means poor and have a comfortable life.We have blue cross blue shield with great benefits.I have a disabled cousin who I care for and medicaid is a HUGE help.And trust me it does NOT cover all her bills just some which I am GRATEFUL for.


We kept her main doctor on our blue cross insurance because he doesnt take medicaid(about 100 monthly out of pocket-do able).Some medicines are not covered on medicaid so we pay about ($400 out of pocket for those).


She has her own place and with housing her rent is subsidized and doable.How can I care for her without help...we arent Donald Trump??


I pray you are never in a position to need a helping hand.


~Tia

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