Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Current Events & Hot Topics Current Events & Hot Topics

MY FORM OF BIRTH CONTROL IS BEING DENIED!

Don't let the government fool you!  Not all birth control methods are considered equal.  This year since there is a "war on woman" the policy needs to change.  My health insurance will not pay for my Natural Family Planning.  They tell me because it is coded educational.  When you take birth control, have an IUD or the patch, doesn't the doctor educate you on the product?  Doing Natural Family Planning has the same result of birth control pills and it should be covered.  My religious liberty comes into to play.  I am being discriminated against!  All forms of birth control should be covered or none at all!  How many Natural Family Planning families are out there that have this same problem?  Would love to hear from you. 

Re-editing do to some comments.  Natural Family Planning - the Creighton method this is how it works.  It doesn't tell you when your period ends (how silly).  It tells you when the best days are to conceived if you want a baby and the days not to have sex if you don't want a baby.  You sit down with a nurse and they give you instructions on the method.  By using this method, I found out that I had fertility problems.  Which this methods help to diagnose. I have been diagnosed with ovarian dysfunction.

I simplified the method too much.  This is complicated and can't be done on an app!  The nurse teaches you how to identify your sensation after you wipe.  the charting has about 10 different ways you can chart.  They use soft - s for sensation, o- obersvation - ft - for finger test.  You can have peak type mucus or non-peak type mucus.  If you have mucus you are fertile.  The charting is harder for people with abnormal cycles and for menapausal women.  Sometimes you can't read your observations correctly. It is not as easy as some of you are trying to make it out to be.

People keep posting they haven't ever had to pay.  You do, you just don't know about it.  You have to have your employer buy a more expensive plan.  I am quoting my insurance company. As far as insurance goes, yes depending on your insurance sometimes it is covered.  Mine used to be. The basic first tier insurance that your company chooses to save money only covers pills, IUD, patches. If you want this kind of coverage, your company has to pay a higher premium and go to the next tier.  This is what I am saying that is unfair.  All forms of birth control should be on the basic first tier and covered.

I am speaking to politicans about this and tyring to see how many women are having this problem.  In the St. Louis area there are 30% of women.  The other 70% that are covered should not have to pay a higher premium for this either. I am doing this as research.  The NFP office is trying to change the laws on this. The government assigns the Revenue billing code.  That code is what is preventing my coverage.  I have no control on that code and neither do the doctors.

This site I thought, was for other moms to help one another.  Not bash them.  I don't get the belittling.  Just because I think something you wrote is dumb and you are misinformed I would never come out and say that.

by on Oct. 13, 2012 at 10:13 PM
Replies (51-60):
Whaaaaaa....O.o
by on Oct. 14, 2012 at 1:22 PM
1 mom liked this
Quoting blessingsofmany:

Ok.  Gottcha ya.  The service is not covered because it is coded as education.  I would be happy to pay a co-pay.  They will not even cover anything to due a medical coding issue.  They will not pay for me to meet with my nurse for instruction.  They are telling me the only education they will cover is for a diabetic.  Again, the frustration lies that you have to pay a higher premium to get coverage.  This method should be covered just like the pill.





Ok, now that makes sense. I agree. Your visit should be covered.
gammie
by on Oct. 14, 2012 at 1:31 PM
Pay for what you need insurance is not for every little thing you can pay for.
Is our government creating weak people or what?? When we made $600 A month we paid for BC I'm sick and tired of people wanting the government to pay for everything!!!!

All you need is a thermometer I get what you are saying I'm just saying the government should not force the insurance co. To pay for it!!!!
By the way Vic.Pres was lying in the debate they are going to try to force the religious groups to make sure their insurance pay for something they do not believe in, that is wrong!!
radioheid
by Libertarian on Oct. 14, 2012 at 1:31 PM
1 mom liked this

 I've been using NFP for 12 years and I've never had to pay for anything, nor have I needed a doctor or nurse to tell me when I am/when I'm going to ovulate.

I'm confused, OP.


"Roger that. Over."

R   A   D    I    O    H    E    I    D

rfurlongg
by on Oct. 14, 2012 at 1:33 PM
That is not the point. I do not use the pill either. Never have. BUT, I learned about NFP from my midwife during a post partum visit and I was covered as an "office visit."
Quoting blessingsofmany:



Quoting ShadowLark:

That would work!



Quoting rfurlongg:




Quoting blessingsofmany:


Ok.  Gottcha ya.  The service is not covered because it is coded as education.  I would be happy to pay a co-pay.  They will not even cover anything to do a medical coding issue.  They will not pay for me to meet with my nurse for instruction.  They are telling me the only education they will cover is for a diabetic.  Again, the frustration lies that you have to pay a higher premium to get coverage.  This method should be covered just like the pill.


To get the px for the pill you must visit (ethically)your dr once every 12mo for a refillabel px label. This is true of any medication requiring a px.Generally the px for the pill, and most other regular medication, is filled at a well visit. Schedule a well visit and while there ask about NFP. It will be billed as a 'well visit.' 


  



I will not take the pill because of side effects and religion

Posted on CafeMom Mobile
mhaney03
by on Oct. 14, 2012 at 1:36 PM

I think my brain just melted.

I used NFP for a long time without going to a doctor.  You don't need a doc to tell you how to track your cycle.

rfurlongg
by on Oct. 14, 2012 at 1:37 PM
Her office visit is covered. She just needs to ask during the scheduled office visit. If I get migrans, I do not a seperate appointment to learn how and why migranes occur, I will however get an office visit at which time I can questions about the mechanics of migranes.

Quoting Whaaaaaa....O.o:

Quoting blessingsofmany:

Ok.  Gottcha ya.  The service is not covered because it is coded as education.  I would be happy to pay a co-pay.  They will not even cover anything to due a medical coding issue.  They will not pay for me to meet with my nurse for instruction.  They are telling me the only education they will cover is for a diabetic.  Again, the frustration lies that you have to pay a higher premium to get coverage.  This method should be covered just like the pill.








Ok, now that makes sense. I agree. Your visit should be covered.
Posted on CafeMom Mobile
Whaaaaaa....O.o
by on Oct. 14, 2012 at 2:02 PM
Quoting rfurlongg:




True
blessingsofmany
by Member on Oct. 14, 2012 at 3:06 PM


Quoting rfurlongg:


Quoting blessingsofmany:

I would like to see NFP covered.  Just like birth control pills. I should not have to pay a higher premium to have the coverage.  I don't know how to get more specific than that.

If you carry insurance that covers a dr's vist, your insurance cover the education needed to successfully use NFP. That is easily covered in one drs office visit and can be done easily and quickly during a well visit.

Obviously, you get it.  But, my nurse likes to meet every couple of months.  I think about 4 times a year.  We can't afford that much out of pocket expenses.  I only see my doctor once a year.  I am peri and worried about having a child at my age.  I don't want to be pregnant at 50.  It is harder to chart (for me) while maybe going through that year of menopause.  This method used to be very easy for me till I started having limited mucus. 

The women that are in the 70% should be mad about having to pay extra for the coverage to received this treatment, while birth control is free.

Luv.My.Kidz
by on Oct. 14, 2012 at 3:08 PM

So you need a Dr to figure out when your period starts and ends and when you're ovulating? Dude, there are FREE websites that you can walk into the library and get usage of if you don't have the internet at home.

Your argument is invalid.

blessingsofmany
by Member on Oct. 14, 2012 at 3:12 PM
1 mom liked this


Quoting gammie:

Pay for what you need insurance is not for every little thing you can pay for.
Is our government creating weak people or what?? When we made $600 A month we paid for BC I'm sick and tired of people wanting the government to pay for everything!!!!

All you need is a thermometer I get what you are saying I'm just saying the government should not force the insurance co. To pay for it!!!!
By the way Vic.Pres was lying in the debate they are going to try to force the religious groups to make sure their insurance pay for something they do not believe in, that is wrong!!

That is one of my pet peeves.  All birth control methods should be paid for or none.  There should be no distinction of methods.  It should be all or nothing.  and should be fair to everyone!

Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

close Join now to connect to
other members!
Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN