Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Current Events & Hot Topics Current Events & Hot Topics
I doubt I will get an answer because I have asked this several times in this board and have yet to get an even remotely logical response. I think it is pretty indisputable that healthcare prior to ACA was failing. Many, many people had no health insurance ad even more than that many were also denied treatment because of ore-existing conditions. On top of that, hospitals we're losing money because of unpaid healthcare costs due to lack of insurance. It wasn't working for many of Americans.

So, I'll ask again, if not ACA, what?

by on Nov. 13, 2012 at 8:07 AM
Replies (21-30):
yourspecialkid
by Platinum Member on Nov. 13, 2012 at 9:16 AM

 

Quoting Debmomto2girls:

 Sure it does! If pre-existing condisiton no longer mattered people would have coverage!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 And for your one experence most people in healthcae can give you hundreds of names of peope  debt because of no insurance.  We have anurse who had tumors on her spine. She had it treated, went into remission but switched jobs. Her new job's insurance would not cover a "pree-xisting" condition when the tumors came back in her brain.  She almost lost her house, etc.  We had fundraisers and helped her but she had access to many supportive people. Not everyone has that. 

Quoting yourspecialkid:

 

Quoting lga1965:

Nowdays it would be impossible to pay cash for medical care for your kids unless you are prepared to write a check for several hundred dollars. For ordinary illnesses or injuries.For anything complicated.,you would need to empty your savings, sell stock or take a home equity loan. Ask me how I know this.......

 This is not necessarily true.  In the town we used to live in there was a doctor's office that offered a cash price that was the same as what Medicare paid.  There was another office that offered their own plan that was income based...they had med/vision/dental.  Both of these offices had stopped taking new Medicare & Medicaid patients...because they were a drain.

I ended up having surgery on my ankle...and physical therapy.  My Mom still paid for it..with her low wage jobs.  Depending on what you need sometimes insurance can be a lot more expensive than what it is worth.

Personally, I would like a catastrophic policy....we can handle the little stuff ourselves....we could save a lot of money.

 

 And the ACA does not address the most cost affecting factors.

 

 Pre-existing conditions aren't what is driving up hc costs.  However, those + all the exemptions will make insurance costs go up.

 

Debmomto2girls
by Platinum Member on Nov. 13, 2012 at 9:18 AM
1 mom liked this

 Well, we are not going to agree on this.  Thank you for responding though. I have been dying to hear other opinions besides "I just don't like Obamacare"!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 Sure it does! If pre-existing condisiton no longer mattered people would have coverage!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 And for your one experence most people in healthcae can give you hundreds of names of peope  debt because of no insurance.  We have anurse who had tumors on her spine. She had it treated, went into remission but switched jobs. Her new job's insurance would not cover a "pree-xisting" condition when the tumors came back in her brain.  She almost lost her house, etc.  We had fundraisers and helped her but she had access to many supportive people. Not everyone has that. 

Quoting yourspecialkid:

 

Quoting lga1965:

Nowdays it would be impossible to pay cash for medical care for your kids unless you are prepared to write a check for several hundred dollars. For ordinary illnesses or injuries.For anything complicated.,you would need to empty your savings, sell stock or take a home equity loan. Ask me how I know this.......

 This is not necessarily true.  In the town we used to live in there was a doctor's office that offered a cash price that was the same as what Medicare paid.  There was another office that offered their own plan that was income based...they had med/vision/dental.  Both of these offices had stopped taking new Medicare & Medicaid patients...because they were a drain.

I ended up having surgery on my ankle...and physical therapy.  My Mom still paid for it..with her low wage jobs.  Depending on what you need sometimes insurance can be a lot more expensive than what it is worth.

Personally, I would like a catastrophic policy....we can handle the little stuff ourselves....we could save a lot of money.

 

 And the ACA does not address the most cost affecting factors.

 

 Pre-existing conditions aren't what is driving up hc costs.  However, those + all the exemptions will make insurance costs go up.

 

 

yourspecialkid
by Platinum Member on Nov. 13, 2012 at 9:22 AM

 

Quoting Debmomto2girls:

No, I do not own stock in an insruance company. I am an RN who is sick of the way the system was.  No other candidate had a plan. The ACA took care of some issues I thought would solve some of the healthcare problems.  I think universal healthcare and/or single payer could maybe help even more.

 

The point of my original post was there has been a lot of talk from the right wing about "Obamacare", etc but not one ever had an alternative solution. Obviously, you do not either. Expanding tricare, medicaid, etc is still not going to cover those in need.  It may cover slightly more. and BTW, how would the government pay for the expansion? people but not enough, If you think people can afford healthcare without insurance you ar living in a dreamland.

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 They couldn't afford the insurane because of outrageous fees.  ACA makes it cheaper than before.  If I had to go in another direction, it would be single payer not expanding Tricare, medicaid, etc.

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

Quoting yourspecialkid:

 First of all, health CARE in the US is not failing.  We have excellent medical care here.  We have a problem with the delivery of services.


Requiring people to have INSURANCE will not fix the problem.  IMHO, insurance specifically the HMO/PPO type plans is part of our problem.  I grew up with no insurance, yet went to the doctor when I was sick.  I even had a serious injury...broke my ankle in 2 places.  My Mom paid out of pocket for it and it didn't bankrupt her.  We didn't run to the doctor for everything.  I am not saying we shouldn'ti have insurance, I am just saying we shouldn't be running to the doc for a hangnail just because we have a $20 copay.


It would have been much easier and much cheaper to create a buy in for Tricare, Medicare or Medicaid.  Ins co's should be able to sell across state lines...there should be limits on law suits...ins regulations should be consistent across state lines...employers should get out of the ins business...med facilities should be encouraged to post prices....let people choose...create competition..ins policies should allow people to choose the coverage they want....we do with auto/home policies...


With the exception of a few elements the new law is nothing more than an expensive bureaucratic ball of crap.  Senator Wyden of OR had a better plan..he was a Dem and couldn't get an ear.  Ryan and Wyden even worked together some...no one wanted to hear the plan.  Why did we have to pass a plan before we even knew what was in it? 


In my opinion, telling someone they cannot have treatment because they can't get insurance because of a pre-existing condition, is an epic fail. Yes, we give great medical care but you either have to have a job that provides insurance or be poor enough for medical assistance. That isn't right

 So why not just force the ins companies to cover pre-existing conditions?  Why go to the 2000 pages of bureaucracy....fail to address many of the reasons hc is expensive...force people to buy it...then give a big chunk of them exemptions?

Forcing people to buy...or be fined...for something they already couldn't afford won't fix our problem and we don't have the money to pay for hc for everyone.  This country is so broke it would take more than 30 to pay off our debt if the govt didn't spend another single dime.

Again...why not expand Tricare, Medicare or Medicaid....and offer a buy in?

 

 LOL @ the ACA making insurance cheaper than before....this is NOT going to happen.  The exemptions alone will eat up any savings even dreamt of by the ACA.  Have you not been reading the paper or listening to the news?

Why are you insisting on going with a plan that is no plan...do you own stock in some insurance companies...why are you so FOR something that doesn't address the biggest cost influences to begin with?

Please tell me how you would pay for a single payer system....considering the country owes more than the wealth of its entirety.

 

 If you aren't going to bother reading my entire posts I am not going to bother debating with you.  There were 2 very viable options...put forth by members of both parties...they couldn't even get a look see from the Obama administration.  Instead we have a new law most of the law makers haven't even read...a law that isn't even finished being written...that doesn't address the real cost issues of hc....forces people to buy a product...the parameters and cost of which have yet to be determined.....yet lets millions opt out....

Did you ever stop for a minute to wonder why ins companies were on board?  Do you think they are doing it out of the goodness of their hearts...hell no...they are doing it because it will increase their profit margins.

I see you have no plan on how to pay for any of this.

 

yourspecialkid
by Platinum Member on Nov. 13, 2012 at 9:23 AM

 

Quoting Debmomto2girls:

 Well, we are not going to agree on this.  Thank you for responding though. I have been dying to hear other opinions besides "I just don't like Obamacare"!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 Sure it does! If pre-existing condisiton no longer mattered people would have coverage!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 And for your one experence most people in healthcae can give you hundreds of names of peope  debt because of no insurance.  We have anurse who had tumors on her spine. She had it treated, went into remission but switched jobs. Her new job's insurance would not cover a "pree-xisting" condition when the tumors came back in her brain.  She almost lost her house, etc.  We had fundraisers and helped her but she had access to many supportive people. Not everyone has that. 

Quoting yourspecialkid:

 

Quoting lga1965:

Nowdays it would be impossible to pay cash for medical care for your kids unless you are prepared to write a check for several hundred dollars. For ordinary illnesses or injuries.For anything complicated.,you would need to empty your savings, sell stock or take a home equity loan. Ask me how I know this.......

 This is not necessarily true.  In the town we used to live in there was a doctor's office that offered a cash price that was the same as what Medicare paid.  There was another office that offered their own plan that was income based...they had med/vision/dental.  Both of these offices had stopped taking new Medicare & Medicaid patients...because they were a drain.

I ended up having surgery on my ankle...and physical therapy.  My Mom still paid for it..with her low wage jobs.  Depending on what you need sometimes insurance can be a lot more expensive than what it is worth.

Personally, I would like a catastrophic policy....we can handle the little stuff ourselves....we could save a lot of money.

 

 And the ACA does not address the most cost affecting factors.

 

 Pre-existing conditions aren't what is driving up hc costs.  However, those + all the exemptions will make insurance costs go up.

 

 

 LOL!  I gave you a LOT.  The only thing you have is that you just love love something....when you don't know yet exactly what it is or how much it is going to cost you.  Good luck with that.

Debmomto2girls
by Platinum Member on Nov. 13, 2012 at 9:25 AM
1 mom liked this

 Ok...If that makes you feel superior...go for it.

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 Well, we are not going to agree on this.  Thank you for responding though. I have been dying to hear other opinions besides "I just don't like Obamacare"!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 Sure it does! If pre-existing condisiton no longer mattered people would have coverage!

Quoting yourspecialkid:

 

Quoting Debmomto2girls:

 And for your one experence most people in healthcae can give you hundreds of names of peope  debt because of no insurance.  We have anurse who had tumors on her spine. She had it treated, went into remission but switched jobs. Her new job's insurance would not cover a "pree-xisting" condition when the tumors came back in her brain.  She almost lost her house, etc.  We had fundraisers and helped her but she had access to many supportive people. Not everyone has that. 

Quoting yourspecialkid:

 

Quoting lga1965:

Nowdays it would be impossible to pay cash for medical care for your kids unless you are prepared to write a check for several hundred dollars. For ordinary illnesses or injuries.For anything complicated.,you would need to empty your savings, sell stock or take a home equity loan. Ask me how I know this.......

 This is not necessarily true.  In the town we used to live in there was a doctor's office that offered a cash price that was the same as what Medicare paid.  There was another office that offered their own plan that was income based...they had med/vision/dental.  Both of these offices had stopped taking new Medicare & Medicaid patients...because they were a drain.

I ended up having surgery on my ankle...and physical therapy.  My Mom still paid for it..with her low wage jobs.  Depending on what you need sometimes insurance can be a lot more expensive than what it is worth.

Personally, I would like a catastrophic policy....we can handle the little stuff ourselves....we could save a lot of money.

 

 And the ACA does not address the most cost affecting factors.

 

 Pre-existing conditions aren't what is driving up hc costs.  However, those + all the exemptions will make insurance costs go up.

 

 

 LOL!  I gave you a LOT.  The only thing you have is that you just love love something....when you don't know yet exactly what it is or how much it is going to cost you.  Good luck with that.

 

ReadWriteLuv
by Silver Member on Nov. 13, 2012 at 9:45 AM

Personal responsibilty?

I don't care if you don't have insurance, that's your problem. (Not you, just a general "you")

lga1965
by on Nov. 13, 2012 at 9:46 AM
Funny thing is that Romney Care and Obama Care are pretty much the same thing....
But it IS the ACA, not "Obama care ".
SMH.
Posted on CafeMom Mobile
Debmomto2girls
by Platinum Member on Nov. 13, 2012 at 9:49 AM

 well, there you go...problem solved..sigh

Quoting ReadWriteLuv:

Personal responsibilty?

I don't care if you don't have insurance, that's your problem. (Not you, just a general "you")

 

ReadWriteLuv
by Silver Member on Nov. 13, 2012 at 9:54 AM
1 mom liked this

Hey, no one knows better than me that hospitals are failing. I've been a healthcare worker for 8 years and I've been through 2 rounds of hospital layoffs before I went to work for a private office. I've seen the forced reduced hours and the cut of benefits. There does need to be healthcare reform. Absolutely there does, but we're targeting the wrong areas. Let's reform pharmecuticals. Let's reform medical supply companies. Start at the bottom. There is no reason that if you step foot into an ER you are charged for every single little thing in your room, including $10 for a $1 roll of gauze. 

Quoting Debmomto2girls:

 well, there you go...problem solved..sigh

Quoting ReadWriteLuv:

Personal responsibilty?

I don't care if you don't have insurance, that's your problem. (Not you, just a general "you")

 


PTmomma3
by Member on Nov. 13, 2012 at 10:09 AM
Tax cuts, of course!

It doesn't matter what question you ask, the only answer given by the Republican Party is tax cuts. If they would only let rich people keep more of their money all of the world's problems would solve themselves through the free market. Apparently, if given even more money, insurance companies would suddenly grow a conscious and offer affordable prices for all.
Posted on the NEW CafeMom Mobile
Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

close Join now to connect to
other members!
Connect with Facebook or Sign Up Using Email

Already Joined? LOG IN