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Will Obamacare hurt job creation and marriage? Commentary: Families and employers pay the price

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At one time, getting a job was not that much of a problem. Neither was getting married. But the Affordable Care Act appears to create substantial disincentives both to hiring and marriage, potentially changing the fabric of American society in serious ways.

Let’s first look at hiring.

The Affordable Care Act is partly responsible for the slow jobs recovery. If employers with 50 or more employees do not offer the right kind of health insurance, and at least one employee gets subsidized coverage on the exchange, they are faced with penalties of $2,000 per employee per year. Since the first 30 workers are exempt from the penalty, moving from 49 to 50 workers can cost an employer $40,000 a year.

No wonder that many small businesses are opting to stay at 49 workers. If they decide to expand, they can use temporary workers or contract employees.

Bob Funk, president and founder of Express Employment Services, the fifth-largest employment agency in America, told The Wall Street Journal in an interview published last week, “Obamacare has been an absolute boon for my business…We’re up 8% this year. But it’s just terrible for the country.”

Funk continued, “Firms are just very reluctant to hire full-time workers. So they are taking on more temporary help, which is what we do.”

Companies can get around the penalty by hiring part-time workers, because they do not owe the $2,000 penalty on those who work fewer than 30 hours a week. Many companies such as SeaWorld SEAS -1.05%  , Wal-Mart WMT -0.35%  , and Lands’ End SHLD -2.20%  , are substituting part-time for full-time workers.

As well as effects on hiring, the subsidies in the Affordable Care Act, could increase the incentive to divorce and discourage marriage.

Under the Act, if workers have affordable single-family coverage from an employer — coverage that by law workers are obligated to accept — their family members will not be eligible for premium subsidies on the exchanges. This can make the cost of insurance for some low- or middle-income families unaffordable. But if they divorce, they get the subsidy.

Without subsidies, low-income families will not be able to afford to buy insurance on the state exchanges. The Internal Revenue Service estimates that family plans will cost $20,000 (in after-tax dollars) a year by 2016. Anyone under 400% of the poverty line, currently $94,000 for a family of four, qualifies for a subsidy — unless a family member has employer-provided insurance.

In a 2011 National Bureau of Economic Research working paper , Cornell University professor Richard Burkhauser, Indiana University professor Kosali Simon, and Cornell PhD candidate Sean Lyons showed that in 2014, when the law will take full effect, 13 million low-income Americans may be unable to get subsidized health insurance through new state health care exchanges because one family member has employer-provided coverage for that person only.

Perversely, the only way for other family members to get subsidized coverage would be for the spouses to get divorced. Then the spouse without coverage and the children could get coverage on the exchange.

This provision of the Act also discourages marriage. Say that Jeff, who receives health insurance from his employer, wants to marry Jenny, who is buying her subsidized health insurance from the state exchange. If they married, Jenny would no longer qualify for subsidized coverage.

Furthermore, since premium subsidies are on a sliding scale, two married people getting their coverage on the exchange would pay more than if they were single.

Those at 133% of the poverty line can pay no more than 3% of their income in premiums. Someone at 400% of the poverty line can pay no more than 9.5% of income. Two people making $32,000 annually would qualify for subsidies when single, but not when they got married and earned a combined income of $64,000. See 2013 poverty guidelines here.

The system is set up so that low-income employees with families may prefer to work for firms that do not offer health insurance. In that way, they can qualify to purchase family coverage through the exchange, and get a subsidy.

Furthermore, if the employer does offer health insurance, low-income workers with dependents might prefer that the coverage is unaffordable, that the employee’s share of the premium exceed the affordability test. That is because if coverage is unaffordable, then the employee will be able to buy subsidized insurance for his family on the exchange.

The employer would owe the Treasury a $3,000 penalty for providing unaffordable coverage for each employee whose coverage is unaffordable, but many workers would rationally accept $3,000 in lower wages to get the opportunity to buy subsidized health insurance.

The incentives are different for employees earning above 400% of the poverty line because they will not qualify for subsidies. They will be better off with an employer who does offer health insurance, because it’s a tax-free benefit. To the extent that premiums are paid through an employer, these can be paid out of pre-tax income — income that is not taxed.

Families without employer-provided insurance who do not qualify for a subsidy will be worse off because they will have to buy insurance with after-tax dollars on the exchange. So to pay for a $20,000 family policy — the Internal Revenue Service’s estimate of the cost of a health insurance plan on the exchange in 2016 — a person in the 50% federal and state tax bracket would have to earn an extra $40,000 in pre-tax dollars (because half would be paid in tax). A taxpayer in the 33% tax bracket would have use $30,000 in pre-tax dollars to buy a $20,000 policy.

That would be a substantial change from today, both in the price of the insurance and in its tax treatment. In order to retain higher-paid employees, firms are going to have to offer health insurance as a benefit.

The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.

There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging.

Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

Minnow Slayer

by on Sep. 30, 2013 at 6:34 AM
Replies (21-30):
lga1965
by on Sep. 30, 2013 at 9:22 AM
1 mom liked this
She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)
This kind of Blog is worthless.
But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.
That's my efforts to debate. My reasons for not taking her seriously.
If you can comprehend, maybe you will stop your harassment.


Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.

But then you bitch and moan, when the others call names.




Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.


LOL.


That's crazy. A right wing lie


I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.








Quoting billsfan1104:

And yet you are one of the biggest violators.



You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.











Quoting lga1965:

Ignorant...the famous word at CM.









Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.











Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 







The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.







There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging







************







Oh boy!  This is so overblown and wacky I have to laugh.







Where did you find this silly woman's Blog, Carpy? She's a nut job.



Posted on CafeMom Mobile
ramita
by Member on Sep. 30, 2013 at 9:24 AM
I didn't finish reading it, but I read enough to know she was essentially talking about my family. My DH is offered insurance through his employer, but its like $25 away from the 9.5% limit. How that is suppose to be affordable it beyond me. We have a year to figure it out luckily since my DH is still 24 (turns 25 in December).
ramita
by Member on Sep. 30, 2013 at 9:29 AM
1 mom liked this
The thing us though she does have a point, yes she may be dramatic about her points, but she is right on some stuff. My family is one of those who cannot afford insurance through the employees, but it is barely under the percent limit so we can't get the subsidy that would make it affordable. Luckily my kids are able to get Medicaid. My DH and I are not (our state didn't expand it). We are lucky enough that we are covered one more year on our parents plans so hopefully our finances change between now and then, but if we were a little older we'd be screwed trying to get coverage.


Quoting lga1965:

She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)

This kind of Blog is worthless.

But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.

That's my efforts to debate. My reasons for not taking her seriously.

If you can comprehend, maybe you will stop your harassment.




Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.


But then you bitch and moan, when the others call names.






Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.



LOL.



That's crazy. A right wing lie



I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.











Quoting billsfan1104:

And yet you are one of the biggest violators.




You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.














Quoting lga1965:

Ignorant...the famous word at CM.











Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.













Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 








The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.








There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging








************








Oh boy!  This is so overblown and wacky I have to laugh.








Where did you find this silly woman's Blog, Carpy? She's a nut job.




billsfan1104
by Jules on Sep. 30, 2013 at 9:31 AM
5 moms liked this
Are you serious?? What harassment? I am having a debate with you. I haven't addressed you in a long time, since you went postal in another post and said you would back out of any post with me in it. So I let you cool down.

Not every one that dislikes Obamacare, dislikes like it because Obama shoved it through. Many people have many concerns about it and like I said, They like some parts of it. But to brush people off immediately and calling them crazy, shows how immature you are. You have nothing to debate, and it shows when you call names.


Quoting lga1965:

She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)

This kind of Blog is worthless.

But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.

That's my efforts to debate. My reasons for not taking her seriously.

If you can comprehend, maybe you will stop your harassment.




Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.


But then you bitch and moan, when the others call names.






Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.



LOL.



That's crazy. A right wing lie



I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.











Quoting billsfan1104:

And yet you are one of the biggest violators.




You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.














Quoting lga1965:

Ignorant...the famous word at CM.











Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.













Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 








The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.








There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging








************








Oh boy!  This is so overblown and wacky I have to laugh.








Where did you find this silly woman's Blog, Carpy? She's a nut job.



lga1965
by on Sep. 30, 2013 at 9:32 AM
I "listened to her concerns".. I have read material from all sides, mostly from our newspaper and local nightly news shows that answer questions. This woman is using "marriage and family", bringin in the violins and not even being rational. It's all emotion.
I'm sorry for your circumstances. For years families have spent a lot more for health insurance,though. Many have been refused health insurance due to previous conditions, etc. I doubt very.much that the ACA could be any worse. I have done a lot of research.
Quoting billsfan1104:

And I dislike the ACA very much. And not because it's from Obama.

There are certain portions I do like, but for the most part it will be horrible for my family in terms of costs.

My health insurance went up 24% and it's suppose to go up even more. We cannot shop the exchange, because my employer meets all the guideline set forth by Obamacare. So no matter how much my insurance is, it goes up. My deductible went up. So now my deductible is 3600 dollars, and my insurance for three people is 364 dollars a month.

I am scared about the coverages, because I have breast cancer. I do not know if corners are going to be cut, to keep costs down. We won't know until tomorrow.

So instead of calling people wackos, crazy, nut-jobs or liars, why don't you take time out to listen to their concerns?


Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.


LOL.


That's crazy. A right wing lie


I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.






Quoting billsfan1104:

And yet you are one of the biggest violators.



You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.









Quoting lga1965:

Ignorant...the famous word at CM.







Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.











Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 







The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.







There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging







************







Oh boy!  This is so overblown and wacky I have to laugh.







Where did you find this silly woman's Blog, Carpy? She's a nut job.



Posted on CafeMom Mobile
lga1965
by on Sep. 30, 2013 at 9:45 AM
You're taking this all too.personally, as if I was criticizing YOU, not this wonan from.the Manhattan Institute( a neoconservative think tank)
I have an opinion about the woman ....not you....but you swooped in and harassed me, as if I should not have an opinion.
You need to step back.and relax.
I'll apologize to the lovely lady at Manhattan Institute,how about that ?
LOL. J/K.
Really. It's just not necessary for you to defend her that strongly.


Quoting billsfan1104:

Are you serious?? What harassment? I am having a debate with you. I haven't addressed you in a long time, since you went postal in another post and said you would back out of any post with me in it. So I let you cool down.



Not every one that dislikes Obamacare, dislikes like it because Obama shoved it through. Many people have many concerns about it and like I said, They like some parts of it. But to brush people off immediately and calling them crazy, shows how immature you are. You have nothing to debate, and it shows when you call names.




Quoting lga1965:

She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)


This kind of Blog is worthless.


But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.


That's my efforts to debate. My reasons for not taking her seriously.


If you can comprehend, maybe you will stop your harassment.






Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.



But then you bitch and moan, when the others call names.








Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.




LOL.




That's crazy. A right wing lie




I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.














Quoting billsfan1104:

And yet you are one of the biggest violators.





You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.

















Quoting lga1965:

Ignorant...the famous word at CM.













Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.















Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 









The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.









There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging









************









Oh boy!  This is so overblown and wacky I have to laugh.









Where did you find this silly woman's Blog, Carpy? She's a nut job.



Posted on CafeMom Mobile
Carpy
by Ruby Member on Sep. 30, 2013 at 9:52 AM
1 mom liked this
Are you going to point out where she is wrong, or just continue to call her names? You can attempt to marginalize her all you want with the name calling, but until you show something substantial to prove it, you are just showing what a blowhard you are.

Quoting lga1965:

I "listened to her concerns".. I have read material from all sides, mostly from our newspaper and local nightly news shows that answer questions. This woman is using "marriage and family", bringin in the violins and not even being rational. It's all emotion.
I'm sorry for your circumstances. For years families have spent a lot more for health insurance,though. Many have been refused health insurance due to previous conditions, etc. I doubt very.much that the ACA could be any worse. I have done a lot of research.
Quoting billsfan1104:

And I dislike the ACA very much. And not because it's from Obama.

There are certain portions I do like, but for the most part it will be horrible for my family in terms of costs.

My health insurance went up 24% and it's suppose to go up even more. We cannot shop the exchange, because my employer meets all the guideline set forth by Obamacare. So no matter how much my insurance is, it goes up. My deductible went up. So now my deductible is 3600 dollars, and my insurance for three people is 364 dollars a month.

I am scared about the coverages, because I have breast cancer. I do not know if corners are going to be cut, to keep costs down. We won't know until tomorrow.

So instead of calling people wackos, crazy, nut-jobs or liars, why don't you take time out to listen to their concerns?


Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.


LOL.


That's crazy. A right wing lie


I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.






Quoting billsfan1104:

And yet you are one of the biggest violators.



You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.









Quoting lga1965:

Ignorant...the famous word at CM.







Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.











Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 







The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.







There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging







************







Oh boy!  This is so overblown and wacky I have to laugh.







Where did you find this silly woman's Blog, Carpy? She's a nut job.



billsfan1104
by Jules on Sep. 30, 2013 at 10:00 AM
2 moms liked this
I am not taking anything personal. But you disregarded a very valid argument and called her names. And the only thing that you site, is your local paper. You act like your local paper knows everything and is right, so everyone else is wrong.
I am not harassing you either. I am tired of te name calling and not just debating a post. You would be taken more seriously, if you put forth valid arguments, instead of "she is a nut-job.


Quoting lga1965:

You're taking this all too.personally, as if I was criticizing YOU, not this wonan from.the Manhattan Institute( a neoconservative think tank)

I have an opinion about the woman ....not you....but you swooped in and harassed me, as if I should not have an opinion.

You need to step back.and relax.

I'll apologize to the lovely lady at Manhattan Institute,how about that ?

LOL. J/K.

Really. It's just not necessary for you to defend her that strongly.




Quoting billsfan1104:

Are you serious?? What harassment? I am having a debate with you. I haven't addressed you in a long time, since you went postal in another post and said you would back out of any post with me in it. So I let you cool down.





Not every one that dislikes Obamacare, dislikes like it because Obama shoved it through. Many people have many concerns about it and like I said, They like some parts of it. But to brush people off immediately and calling them crazy, shows how immature you are. You have nothing to debate, and it shows when you call names.






Quoting lga1965:

She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)



This kind of Blog is worthless.



But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.



That's my efforts to debate. My reasons for not taking her seriously.



If you can comprehend, maybe you will stop your harassment.








Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.




But then you bitch and moan, when the others call names.










Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.





LOL.





That's crazy. A right wing lie





I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.

















Quoting billsfan1104:

And yet you are one of the biggest violators.






You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.




















Quoting lga1965:

Ignorant...the famous word at CM.















Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.

















Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 










The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.










There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging










************










Oh boy!  This is so overblown and wacky I have to laugh.










Where did you find this silly woman's Blog, Carpy? She's a nut job.



lga1965
by on Sep. 30, 2013 at 10:04 AM
One example was the Pulitzer Prize winning Star Tribune in Minneapolis. Just one example. And an excellent example. You are,still harassing me.
Give it up.


Quoting billsfan1104:

I am not taking anything personal. But you disregarded a very valid argument and called her names. And the only thing that you site, is your local paper. You act like your local paper knows everything and is right, so everyone else is wrong.

I am not harassing you either. I am tired of te name calling and not just debating a post. You would be taken more seriously, if you put forth valid arguments, instead of "she is a nut-job.




Quoting lga1965:

You're taking this all too.personally, as if I was criticizing YOU, not this wonan from.the Manhattan Institute( a neoconservative think tank)


I have an opinion about the woman ....not you....but you swooped in and harassed me, as if I should not have an opinion.


You need to step back.and relax.


I'll apologize to the lovely lady at Manhattan Institute,how about that ?


LOL. J/K.


Really. It's just not necessary for you to defend her that strongly.






Quoting billsfan1104:

Are you serious?? What harassment? I am having a debate with you. I haven't addressed you in a long time, since you went postal in another post and said you would back out of any post with me in it. So I let you cool down.







Not every one that dislikes Obamacare, dislikes like it because Obama shoved it through. Many people have many concerns about it and like I said, They like some parts of it. But to brush people off immediately and calling them crazy, shows how immature you are. You have nothing to debate, and it shows when you call names.








Quoting lga1965:

She's exaggerating only because she has some kind of misguided dislike for the, ACA( Obamacare,in other words)




This kind of Blog is worthless.




But I'm sure you think her "credentials" mean she can be irrational and biased against the President's health care efforts. She probably is blinded by.her right wing bias.




That's my efforts to debate. My reasons for not taking her seriously.




If you can comprehend, maybe you will stop your harassment.










Quoting billsfan1104:

Where is the debate IGA?? Why don't you debate the part that is a so-called lie?? Instead you call people names and call them nut-jobs, but you do not back up anything.





But then you bitch and moan, when the others call names.












Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.






LOL.






That's crazy. A right wing lie






I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.




















Quoting billsfan1104:

And yet you are one of the biggest violators.







You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.























Quoting lga1965:

Ignorant...the famous word at CM.

















Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.



















Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 











The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.











There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage — two of the stepping stones to the American dream — are even more damaging











************











Oh boy!  This is so overblown and wacky I have to laugh.











Where did you find this silly woman's Blog, Carpy? She's a nut job.



Posted on CafeMom Mobile
lga1965
by on Sep. 30, 2013 at 10:07 AM
.....sigh......
This is ridiculous. You and Billsfan are using this to spew venom.
You're really making fools of yourselves.
Im out of here.
Right wing rhetoric means nothing I did give reasons why I don't take the,woman seriously. Try reading. It's a good thing.
Quoting Carpy:

Are you going to point out where she is wrong, or just continue to call her names? You can attempt to marginalize her all you want with the name calling, but until you show something substantial to prove it, you are just showing what a blowhard you are.



Quoting lga1965:

I "listened to her concerns".. I have read material from all sides, mostly from our newspaper and local nightly news shows that answer questions. This woman is using "marriage and family", bringin in the violins and not even being rational. It's all emotion.
I'm sorry for your circumstances. For years families have spent a lot more for health insurance,though. Many have been refused health insurance due to previous conditions, etc. I doubt very.much that the ACA could be any worse. I have done a lot of research.
Quoting billsfan1104:

And I dislike the ACA very much. And not because it's from Obama.

There are certain portions I do like, but for the most part it will be horrible for my family in terms of costs.

My health insurance went up 24% and it's suppose to go up even more. We cannot shop the exchange, because my employer meets all the guideline set forth by Obamacare. So no matter how much my insurance is, it goes up. My deductible went up. So now my deductible is 3600 dollars, and my insurance for three people is 364 dollars a month.

I am scared about the coverages, because I have breast cancer. I do not know if corners are going to be cut, to keep costs down. We won't know until tomorrow.

So instead of calling people wackos, crazy, nut-jobs or liars, why don't you take time out to listen to their concerns?


Quoting lga1965:

Yah, I'm a violater. She's using a brand new excuse for hating the,ACA....it's going to destroy marriage and family.


LOL.


That's crazy. A right wing lie


I really don't care if you think I "violate" anything. You have me beat in that contest. Harharhar.






Quoting billsfan1104:

And yet you are one of the biggest violators.



You discounted someone who has a degree in economics simply because you disagree with her. Instead of pointing out where she could be wrong, you called her crazy. But that is typical from you.









Quoting lga1965:

Ignorant...the famous word at CM.







Quoting Carpy:

That is similar to what I thought when I saw your ignorant reply.

Quoting lga1965:

Oh boy.











Quoting Carpy:


Diana Furchtgott-Roth, former chief economist of the U.S. Department of Labor, directs Economics21 at the Manhattan Institute.

I think I will defer to her credientials over yours

Quoting lga1965:

 







The structure of the Affordable Care Act will increase the already widening gap between the rich and the poor. More divorces and fewer marriages at the lower end of the income scale result in more households headed by singles. Children in these families often have fewer advantages and lower educational performance, making it harder for them to get a well-paying job when they grow up.







There will be many glitches when the state exchanges open for business on Oct. 1. But the effects of the Act on job creation and marriage � two of the stepping stones to the American dream � are even more damaging







************







Oh boy!  This is so overblown and wacky I have to laugh.







Where did you find this silly woman's Blog, Carpy? She's a nut job.



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