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You are not exempt from math!

Posted by on Oct. 16, 2013 at 8:37 AM
  • 12 Replies
by on Oct. 16, 2013 at 8:37 AM
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Replies (1-10):
Woodbabe
by Woodie on Oct. 16, 2013 at 8:40 AM
1 mom liked this

Washington DC thinks its exempt from math....

poietes
by Bronze Member on Oct. 16, 2013 at 8:44 AM

Of course they do, which is why the deficit keeps going up and why we keep having a debt ceiling battle.

Quoting Woodbabe:

Washington DC thinks its exempt from math....


ReadWriteLuv
by Silver Member on Oct. 16, 2013 at 8:59 AM
1 mom liked this

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 

mehamil1
by Platinum Member on Oct. 16, 2013 at 9:34 AM
1 mom liked this

This is the best argument for why we need universal healthcare like the rest of the "civilized" world. 

Quoting ReadWriteLuv:

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 

Carpy
by Ruby Member on Oct. 16, 2013 at 9:37 AM
Doesn't change the math.

Quoting mehamil1:

This is the best argument for why we need universal healthcare like the rest of the "civilized" world. 


Quoting ReadWriteLuv:

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 

Euphoric
by Thumper kid spanks on Oct. 16, 2013 at 9:38 AM

 bump

mehamil1
by Platinum Member on Oct. 16, 2013 at 10:32 AM

Math makes me cry. 

We need universal healthcare. 

Quoting Carpy:
Doesn't change the math.
Quoting mehamil1:

This is the best argument for why we need universal healthcare like the rest of the "civilized" world. 

Quoting ReadWriteLuv:

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 

Clairwil
by Ruby Member on Oct. 16, 2013 at 10:59 AM
1 mom liked this

Well duh.

In any insurance system, some people claim more payouts than the insurance company predicted, and some use less.   The people who use less are, effectively, subsidising those who use more.

There are several reasons, though, why it is in the best interests of the low claimers to do that subsidising, in the case of health care.

1. Scales of efficiency.

2. Reduced stress, from not having to worry about not being able to insure yourself in the future.

3. Boost to GDP, from the nation making efficient use of its human resources (potential workers who are too sick to work aren't earning; universal health care = larger workforce)


Despite those benefits, sure, there may be some net losers.  But you know what?  Any legislative change on this scale is going to negatively effect some people.  What you have to look at is whether it will have a net positive or negative effect on the population as a whole.

Sisteract
by Whoopie on Oct. 16, 2013 at 12:01 PM
2 moms liked this

Exactly.

And biggest users of HC dollars, far and beyond anyone one else, are the elderly and people in the last 3 mos of life.

So throw those who lack personal responsibility (the 500 lbers) under the bus, but at the same time we must highlight granny, the disabled vet, the cancer patients and others who are terminally ill-treating all these folks will cost all of us. Anyone willing to cut off their parent???


Quoting mehamil1:

This is the best argument for why we need universal healthcare like the rest of the "civilized" world. 

Quoting ReadWriteLuv:

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 


mehamil1
by Platinum Member on Oct. 16, 2013 at 1:02 PM

I keep telling my mother that I'm gonna put her in the garage and just keep the car running. 

Quoting Sisteract:

Exactly.

And biggest users of HC dollars, far and beyond anyone one else, are the elderly and people in the last 3 mos of life.

So throw those who lack personal responsibility (the 500 lbers) under the bus, but at the same time we must highlight granny, the disabled vet, the cancer patients and others who are terminally ill-treating all these folks will cost all of us. Anyone willing to cut off their parent???

Quoting mehamil1:

This is the best argument for why we need universal healthcare like the rest of the "civilized" world. 

Quoting ReadWriteLuv:

The video is fairly long. The "math" comes in about 2 minutes through the video. 

Dave's paraphrased math facts:

Starting January 1st all health insurance companies in America have to take everyone, regardless of preexisting condition. You can be 500 pounds and have diabetes, or cancer, or have had 3 heart attacks and they have to take you. Not only that, but they have to charge that sick person the same premium as a healthy person.  That is great if you need insurance and don't have it, but it doesn't change the math. Those people run up more medical bills than the average person. The amount that the insurance company pays out is going to go up. What the insurance company pays out determines the premium for everyone. Everyone across the table will have to pay more for their insurance, because the insurance companies aren't going to go broke. In fact, the premiums are going to go way up. They have to take in more than they pay out. It's basic math, not rocket science. The healthy are going to have to pay for the sick. Someone HAS to cover the excess cost. 

Those that are employed may think that the premium for their employer is going to go up, but see no major change in what they pay as an employee. Where they may see the change is in annual raises. You may not get raises or promotions, because your employer is having to shell out more money for your health insurance, and that money has to be made up somewhere. It's simple math, once again. They can't pay out more than they take in. Companies have to cut expenses in some way.

If you aren't working, you don't have to pay for any of this. The rest of us support you. Good for you. 46% of Americans don't pay income tax. This isn't an angry thing, or a political thing, it's a math thing. You can't argue with math. No one is exempt from math. 

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