Hope its Ok to post questions here.
1) How is it legal for us to be forced to buy insurance or be fined? My SO and I are healthy, young adults and more importantly there is no way we can afford 1400 every month just to insure him (thats not even including coverage for me). I think it is ridiculous that we are being forced to get coverage. Isnt it against out rights?
If you have any of the circumstances below that affect your ability to purchase health insurance coverage, you may qualify for a “hardship” exemption:
3. You received a shut-off notice from a utility company.
Maybe this makes me a bad person- but i seriously wonder how many people are going to pay a bill late just to get a cut off notice in the mail (but pay before they actually cut it off) to apply for a hardship exemption. I admit id try it.