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Current Events & Hot Topics Current Events & Hot Topics

A Proposed Experiment For ACA

Posted by on Dec. 18, 2013 at 10:42 AM
  • 6 Replies

I propose the following experiment, I think ti will be enlightening for everyone.

Go to the Healthcare.gov website.  Pick three states.  Use your own and two others (anyone who wants to be brave is encouraged to use New Jersey as one of the states.

Using your own family information on family size and how much you earn, see what the offerings are in each of those three states and how they compare.

Please report how many companies are in each of the state's you choose exchanges, and what the best deal you could find in each state is.

I have a feeling that this will vary widely, and I'm curious about it.

Thanks in advance.

by on Dec. 18, 2013 at 10:42 AM
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Replies (1-6):
ZombieChicken
by Member on Dec. 18, 2013 at 10:44 AM
1 mom liked this
Bump for later. I bet you're right.
romalove
by Roma on Dec. 18, 2013 at 11:12 AM
SewingMamaLele
by Leanne on Dec. 18, 2013 at 12:03 PM
Ok, let's see... I'll list the lowest cost plan that everyone in my family qualifies for. We have 5 people in our family.

Home state: CA
$897/mo
$502/mo after tax credit
$60. primary care visits
3 visits before deductible
$10,000 family deductible

NJ:
$932/mo
$692/mo after tax credit
$50 primary care visits after deductible
$4,700 family deductible

UT:
$532/mo
Don't qualify for tax credits
12,600 family deductible
All visits are no charge once deductible is met.



romalove
by Roma on Dec. 18, 2013 at 12:06 PM
And this is affordable?

Sigh


Quoting SewingMamaLele: Ok, let's see... I'll list the lowest cost plan that everyone in my family qualifies for. We have 5 people in our family.



Home state: CA

$897/mo

$502/mo after tax credit

$60. primary care visits

3 visits before deductible

$10,000 family deductible



NJ:

$932/mo

$692/mo after tax credit

$50 primary care visits after deductible

$4,700 family deductible



UT:

$532/mo

Don't qualify for tax credits

12,600 family deductible

All visits are no charge once deductible is met.







SewingMamaLele
by Leanne on Dec. 18, 2013 at 12:11 PM
1 mom liked this
No, no it's not! Thankfully we have insurance fully paid for by my husband's employer. It is a small business, though, so hopefully he doesn't decide to drop everyone's coverage!

Quoting romalove: And this is affordable?



Sigh




Quoting SewingMamaLele: Ok, let's see... I'll list the lowest cost plan that everyone in my family qualifies for. We have 5 people in our family.





Home state: CA


$897/mo


$502/mo after tax credit


$60. primary care visits


3 visits before deductible


$10,000 family deductible





NJ:


$932/mo


$692/mo after tax credit


$50 primary care visits after deductible


$4,700 family deductible





UT:


$532/mo


Don't qualify for tax credits


12,600 family deductible


All visits are no charge once deductible is met.











UpSheRises
by Platinum Member on Dec. 18, 2013 at 12:26 PM

Michigan- 62 plans available although at least 10 of them were ony for DS. Bronze plans ranged from $172-$555 with deductibles up to $12,600.

Pennsylvania: 53 plans, Bronze plans from $242-$580. Deductible up to $12,600.

Texas: 39 Plans, Bronze from $119-$363. Deductible $12,700.

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