I was just reading through some of the replies in the welfare post and it got me thinking.
I think most of us can agree our health care needs reformed, but do you also think that other area need to reformed and including in that such as dental insurance and eye insurance?
I ask this because while I have dental insurance and it's pretty resonable cost wise, I've continually put off going to the dentist until yesterday. Even with my insurance I will be paying out of pocket around $600, for cleaning, a crown and 2 fillings. The average household, including mine, cannot afford this. My husband will need to pay out almost $400. While most of this will be recouped by using our HSA (health savings account), we will not have that extra money in there when we need to go for our eye exam and to cover the copays for our insurance for the boys well child checkups.
Our eye exams along with contacts for both of us run at least $500. I try to purchase extra contacts throughout the year that my script is good for just to push going back a little further. We have no eye insurance at the moment, but most eye insurances do not pay a whole lot.
So what are your thoughts on this? Should we also revamp the dental and eye insurance and include them in the health insurance?
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