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Identity Theft... Gah...

Posted by on Dec. 1, 2009 at 3:17 PM
  • 7 Replies

So my hubby went in to meet with a financial advisor (just an Army thing... they suggest going every 2 years, so it was time) and we got some troubling news...

We found out that someone out there has used my husband's information to buy a house, take out a mortgage, and we have SEVERAL things in collection for $1000 or more.We found out that this all started November of 2006, which is 2 months after my husband graduated basic training. He was only 18 and barely out of high school. We weren't married yet, and he had never even applied for so much as a credit card. We have no idea how his information was stolen. Ugh...

A little background... my hubby and I are just starting out, and when we first got married had it a little rocky... (we were young) and we had a few things in collection, and still have one thing that we're working on. So our credit has never been great... but we're been working on it. We are trying. Another thin is that we never bothered to monitor our credit.. (which I now see is a mistake.)

My question is, do you think that we can sue? We're going to be meeting with a specialist through the Army to find out who is doing this, and if we can find out who it is, we would like to sue. Anyone ever go through this?



         


by on Dec. 1, 2009 at 3:17 PM
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Replies (1-7):
ballewal
by on Dec. 1, 2009 at 3:19 PM

You mean other than having the person arrested and put on trial for it? 

ncarver03
by on Dec. 1, 2009 at 3:20 PM

Identity theft is a felony....also, you need to go to your local police department and file a report. Odds are if you find this person, they are going to jail. I would start making calls or actually visting these places that this person used and let them know that they stole your identity and that there is a police report on file....

Nicole

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swizzlefiz
by on Dec. 1, 2009 at 3:22 PM

We've dealt with this twice, on a smaller level.  My credit card was stolen and used for an online order.  Even though they had the address, they wouldn't tell me it.  I called the police and filed a report .... after about 6 months of fighting they took the charge off but would never give me any info to press charges. 

Then my paypal account was hacked and someone ordered a $650 computer using it.  We faught that too and eventually got our money back but once again, they wouldn't give us the address that the computer was supposed to be shipped to so that we could fight back.

The laws seem to protect those who break the law on this one and its very discouraging and frustrating.  I wish you much luck!


xChasingxAmyx
by on Dec. 1, 2009 at 3:25 PM

I could see not giving you the info personally. Ya never know how some people will react to these types of situations. but I couldn't see keeping it away from authorities so you could press charges! They could have at least released it to your local police dept.

Quoting swizzlefiz:

We've dealt with this twice, on a smaller level.  My credit card was stolen and used for an online order.  Even though they had the address, they wouldn't tell me it.  I called the police and filed a report .... after about 6 months of fighting they took the charge off but would never give me any info to press charges. 

Then my paypal account was hacked and someone ordered a $650 computer using it.  We faught that too and eventually got our money back but once again, they wouldn't give us the address that the computer was supposed to be shipped to so that we could fight back.

The laws seem to protect those who break the law on this one and its very discouraging and frustrating.  I wish you much luck!


ArmyWife4Life08
by on Dec. 1, 2009 at 3:28 PM

Yeah, we would like it if the people doing this were punished.

I mean, we've tried to get credit cards in the past, and loans, and make purchases, and was denied because of our credit score, which I just though was our fault, but come to find out, it's not only us. It's much lower than it should be because of whoever is doing this. It's frustrating.



         


swizzlefiz
by on Dec. 1, 2009 at 3:29 PM

Maybe mine wasn't "idenity theft" since the accounts existed before??  I dunno.  It was like pulling teeth though!

Quoting xChasingxAmyx:

I could see not giving you the info personally. Ya never know how some people will react to these types of situations. but I couldn't see keeping it away from authorities so you could press charges! They could have at least released it to your local police dept.

Quoting swizzlefiz:

We've dealt with this twice, on a smaller level.  My credit card was stolen and used for an online order.  Even though they had the address, they wouldn't tell me it.  I called the police and filed a report .... after about 6 months of fighting they took the charge off but would never give me any info to press charges. 

Then my paypal account was hacked and someone ordered a $650 computer using it.  We faught that too and eventually got our money back but once again, they wouldn't give us the address that the computer was supposed to be shipped to so that we could fight back.

The laws seem to protect those who break the law on this one and its very discouraging and frustrating.  I wish you much luck!



xChasingxAmyx
by on Dec. 1, 2009 at 3:33 PM

It's still wrong. I am glad you got it sorted out but still. Sometimes people who break the law are more protected than the person being victimized.

Quoting swizzlefiz:

Maybe mine wasn't "idenity theft" since the accounts existed before??  I dunno.  It was like pulling teeth though!

Quoting xChasingxAmyx:

I could see not giving you the info personally. Ya never know how some people will react to these types of situations. but I couldn't see keeping it away from authorities so you could press charges! They could have at least released it to your local police dept.

Quoting swizzlefiz:

We've dealt with this twice, on a smaller level.  My credit card was stolen and used for an online order.  Even though they had the address, they wouldn't tell me it.  I called the police and filed a report .... after about 6 months of fighting they took the charge off but would never give me any info to press charges. 

Then my paypal account was hacked and someone ordered a $650 computer using it.  We faught that too and eventually got our money back but once again, they wouldn't give us the address that the computer was supposed to be shipped to so that we could fight back.

The laws seem to protect those who break the law on this one and its very discouraging and frustrating.  I wish you much luck!

 


 


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