Want personal financial advice from Dave Ramsey? See how you can win it here!

Have you been meaning to change your spending habits and start saving more? Tax time is the perfect excuse to focus on your finances!

Sign up for our Tax Time Personal Finance Fixer-Upper and get 10 days worth of easy tips designed to help you cut costs, save more, and get a better handle on your overall financial situation.

The challenge starts on Monday, April 9th, and ends on April 18th. Sign up now by replying to this post and you'll receive a message every day with a link for the day's activity.

Plus,one grand prize winner will win a 16-week online membership to finance guru Dave Ramsey's Financial Peace University (a $99 value), or an alternate $100 gift card prize. And stay tuned for other prizes you can win along the way!

Get ready to reach your financial goals! Good luck!

-Cafe Steph

Activity Links

Day 1: Get Your Goals Down

Day 2: Start a Spending Journal

Day 3: Set Up a Personal Finance Hub

Day 4: Create a Budget

Day 5: Cut Up Your Cards

Day 6: Get Creative

Day 7: Talk About It

Day 8: Plan Ahead

Day 9: Save for the Future

Day 10: Time for a Tuneup

Official Rules

The Personal Finance Fixer-Upper Sweepstakes starts on April 9, 2012 at 3pm (ET) and ends on April 18, 2012 at 11:59pm (ET) (the “Sweepstakes Period”).

Enter by replying to this post with an appropriate comment, and then replying to 6 of the 10 daily posts during the Sweepstakes Period. Multiple entries are permitted and encouraged, as it increases your chances of winning.

One (1) winner will be selected in a random drawing of all eligible entries to receive a $99 membership to Dave Ramsey's Financial Peace University or a gift card of equal value. The random drawing shall occur on or about April 19, 2012

*No Purchase Necessary. Open to US residents 16 years and older. Void where prohibited. Click here for the rest of the Official Rules.