I know this sounds horrible, but hear me out.
So, I have insurance through my dad. I'm covered under some things until I'm 26. However, I also have Access because a lot of things are no longer covered through my dad and I was able to be put under Access while I was pregnant to help with costs since I didn't even have a job at the time.
I have really bad anxiety and depression. I was better for awhile when LO was smaller. Idk if it's stress from work or what but it's worse than ever. I don't even feel like spending time with LO which kills me. I've tried to go to therapists but my insurance keeps getting denied. They won't take my dad's insurance plan but they take Access. They have to go through my primary first which is my dad's. They also said they can't see me if my primary isn't accepted. I literally ran out of places to go that aren't over 1 1/2 hours away.
Would it be bad if I say I only have Access so I could get the help I need? I'm really deparate and there's really no other option other than not getting help. What happens if they find out I have my dad's insurance? Please help.