We may be looking into buying a house in the summer, and I'm wondering what your experiences were like.
My boyfriend and I only make around 30,000 a year. I'm 20, he is 22. He has credit, it's not bad, but I'm not sure what his score is. I don't have credit, I don't think, I just took out my first student loan and had no credit before that. He has 1-2 drug charges on his record (minor misdemeanors).
Do you think we would qualify for a home loan?
What steps did you go through when qualifying, searching, and buying your home?
What factors do they look at to determine if you're able to buy a home?
And, if you don't mind, what is your income, monthy payment, and total cost of the home?