I found out I was pregnant a week ago, after thinking I was unable to have children. I want to raise a child more than anything, and certainly can't imagine aborting, but I can't seem to figure out a way to do this financially-alone. I cannot count on the father-at all. He says he will help where he can, but I cannot COUNT on it at all. My family is excited, wants to help but I know they don't have money so I'm not sure why they say "It will work out, we'll help" They want to give free childcare, but are unstable. My aunt has recently developed an addiction, and my mom is on disability because her brain just isn't able to work normally. She sometimes doubles/forgets she took her medications, can't stay awake and has six parrots that often run amuck as she falls asleep. She was a great mom to me, and maybe could get it together if she had a reason-I think partially she falls asleep due to having no purpose in life.
I make $14 an hour, soon to be $15. Minimum wage here in Oregon is $8.80. My mortgage is fairly low for the area, and I have plenty of money to throw around each month-I go out a lot, buy ridiculous amount of unnecessary items. (Which I wouldn't do anymore-I think it was filling the void of wishing I was a parent.) I am at that exact point where I seem to make JUST too much to get state benefits or WIC (not that I want them), but definitely not enough to afford even cheap childcare. I will get healthcare through my job for $162 a month in 6 weeks, but will be getting on Oregon Health Plan before that-not sure if this will count as pre-existing or what.
Here is a rundown of my basic budget. I get $500 a month from a renter-I could possibly rent out the third room and keep the baby in my room. Not ideal, but it's a possible solution. Any others are greatly appreciated.
|2236||Total Net Income|
|13||oil change (divided by 3 mos)|
|241||Income - Expenses|