After a very long meeting with the retirement person(2 hours) my bro and I are the beneficiaries on my mothers retirement. A large amount of money will be deposited to accounts in our names. It is an IRA account that it is mandated to go into. Any money we take out will be taxed. DH and I want to buy a house. My mom's estate will not be settled until mid July. We are not sure about anything right now. We have found policies and copies of stuff we have no idea if they are still valid. The attorney is handling all of that for us. But the retirement money is going into our accounts within the next 7-10 days. I want to wait until everything on my mom's estate is settled before I buy anything. Plus it is MY money. But I still think DH's name should be put on the account and definitely any house. Should I wait until the entire estate is settled or go ahead and start looking?