Involved in accident, insurance wants to settle, WWYD?
Six months ago we were involved in a serious car accident. I was driving, my boyfriend was sitting in the passenger seat, and our son was in the back. I was the only person to sustain injuries. I have an ongoing claim with the at-fault driver's insurance company for my pain and suffering, but they also opened injury claims for DS and SO. Right now, they want to settle DS's claim. He was not injured or otherwise affected by the accident, other than replaying the crash, asking where my car went and talking about fixing it. (The vehicle was totaled and I no longer have it.) Anyway, I'm not sure how much to request when it comes to settling DS's claim, and my lawyer can't really give me advice since it's not their case. My boyfriend got about $750 when he settled, although he had no injuries, but DS is only 5 and it could have been so much worse, so I want to request more than that.
How much would you request?