Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Best tips for..

Posted by on Dec. 11, 2016 at 10:35 PM
  • 8 Replies

Good credit and buying a house.

What are you best tips on how to achieve good credit and on the dos and dont's of buying a house?

Is it better to wait until you have excellent credit and just pay the minimum amount down OR should someone just get the minimum credit score and do a larger downpayment? 

by on Dec. 11, 2016 at 10:35 PM
Add your quick reply below:
You must be a member to reply to this post.
Replies (1-8):
mama2b100808
by Ruby Member on Dec. 12, 2016 at 7:12 AM
I can't help you bc I haven't bought a house yet. Good luck!
wandep
by on Dec. 12, 2016 at 7:13 AM

I'm not sure. I think first I would go talk to someone at your bank about it.

mrswillie
by Platinum Member on Dec. 12, 2016 at 10:08 AM
Talk to a realitor and loan officer.
Stevensmomma
by Bronze Member on Dec. 12, 2016 at 12:27 PM
Pay everything on time
Keep bank statements
Keep pay stubs
Be organized
goddess99
by on Dec. 12, 2016 at 2:51 PM
Go talk to a loan person at your bank. Figure out yourself what you can honestly afford. Don't get yourself house broke. And get a good Realtor to work with.
momofsixangels
by Gold Member on Dec. 12, 2016 at 3:25 PM
This

Quoting mrswillie: Talk to a realitor and loan officer.
Mom2Just1
by Mom2boys on Dec. 12, 2016 at 4:50 PM

And debt ratio should be low.

Quoting Stevensmomma: Pay everything on time Keep bank statements Keep pay stubs Be organized


Daisypath Anniversary tickersLilypie Kids Birthday tickers Lilypie Fourth Birthday tickersLilypie Second Birthday tickers

Lilypie Breastfeeding tickers



Mom2Just1
by Mom2boys on Dec. 12, 2016 at 4:50 PM

Good luck buying a house!

Daisypath Anniversary tickersLilypie Kids Birthday tickers Lilypie Fourth Birthday tickersLilypie Second Birthday tickers

Lilypie Breastfeeding tickers



Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)