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HAHAHAHA!!!! After having had to file for bankruptcy, twice, and never owning a credit card, ever, no. My credit is shot. DH's credit is better, but not great (he filed once for bankruptcy). But, our house is fully paid for, and so are our two cars. We only do cash & carry, we have a savings account, and we are debt-free. So, despite it all, I'd say we're doing alright. ;)
NO but we are working on fixing it. Its not that I have bad credit I just don't have any credit.
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