Have you or anyone set up a savings account for your baby/LO? My MIL/FIL had my SIL open up a savings account for our daughter this past summer which is great but my DH and I have absolutely no access to it. We're not even allowed to check the balance. I'm not sure how I feel about that. There's no reason why we would need to get into it, and we never would, but it's just kind of weird that we have no info about it but my SIL has full access to it. I mean, it's their money, so I guess they can do what they want. IDK, what's your take on it?