I am 18 weeks, and i am so stressed with the bills and trying to get insurance. i feel like i can't do it anymore. I'm SO scared!!!! i don't know what to do. ![]()
If you dont have pregnancy insurance go after Medicaid. They usually cover ALL pregnant women...esp. if you dont make over $2500 a month. I certainally dont and I work 40+ a week. I'm in the same boat as far bills go....things are tight in this household...I'm the only one working right now and I'm 27 weeks along. It's tough. I bring in close to 900 a month and rent is 455.... plus we have other bills that need paid.... but you just gotta remember that things arent ALWAYS going to be this way. They certainly werent this way when I got pregnant.... Just have faith. :)

i know ppl will say this all the time but i know exactly how you feel. when i was around 20 weeks i literally cried everyday for a week. i was so sure i was in the wrong situation financially that i told my mom i was giving my baby up for adoption. part of it is your stress of everday, and the other part is your hormones. i still stress all the time esp about finances. but we always figure it out. you and your so will find a way. your baby will be happy with love and nurishment. just breath momma and welcome to mommyhood. ::::::HUGS::::::
I feel the same way. The best thing I can say is take it one day at a time. I haven't gotten anything done either and have so much to do. It's really stressful and it makes you want to cry but if you just try your best to relax and think positive you will feel better. Have you tried getting on Medicaid. I only have 3 months to figure out how to get some type of insurance for my baby. I haven't bought any clothes or anything yet and I feel bad.
I know you will be fine. Take it one day at a time and write down everything you need to get done. From the most important to the least. I have a long list and haven't checked off not one thing. =(
Are financials the only thing you're stressing on? I was really lucky that my 1st pregnancy was #2 for DH. I thought the stress and depression I was feeling was just the way it is. DH recognized what I was going through was extraordinary and asked me to please go back to the doctor to talk about what I was going through.
FYI: 1/3 of all women who suffer from severe postpartum depression suffered from prenatal depression that was undiagnosed or untreated.
I was diagnosed as suffering severe prenatal depression. So bad they wanted to give me happy pills before I left the office.
If financials are your concern, take the advice of all the previous posts. If you're feeling like you just can't handle being pregnant period go back to your doctor and ask to be screened. My doctor had me fill out a questionaire and was able to quickly diagnose me and refer me for treatment.
If you are diagnosed as suffering prenatal depression don't be ashamed. There are tons of women who go through this. See a counselor, join a support group, rely on women here who have been there. Most importantly don't be afraid to share your diagnosis with family and friends. They love you and can help. If anyone is negative about your diagnosis, let them know they're only making things worse. Anyone who cannot be supportive to a woman suffering from prenatal or postpartum depression has no right to share your pregnancy or new baby with you.
CallieJo is right...Get Medicaid. Here's my story:
My fiance and I weren't trying to get pregnant, but we both really wanted a baby. We both knew it in our hearts. We talked about a baby last Summer and we didn't really think much of it when we WERE trying and were disappointed because I wasn't pregnant. Once we stopped trying so hard, I got pregnant right away in January this year.
I had this insurance called Golden Rule Insurance...Bad idea. It cost a bit over 150 a month and only had maternity benefits for a handful of states and the state I live in doesn't have maternity benefits. I got this insurance two weeks before I found out I was pregnant. Just as easy as it was to get this insurance, it took literally an hour to get through to someone on the phone to cancel it. Once that nightmare was over, I applied for Medicaid right away. Yes, the state takes a while to get back to you, but Medicaid is well worth it if you're approved for it, trust me. Also applying for Food Stamps/TANF and W.I.C. if that's available where you reside.
I found out I was pregnant near the end of February. I was 4 weeks. I had no insurance because I canceled it. I was working part-time and in school full time. I still live at home, I'm 24 years old and barely making enough money each paycheck. I had to go without just so that I could have money for gas in the car to be able to go to work and my doctor's appointments. On top of that I was barely eating because of the morning sickness and being so stressed out. I finally saw a doctor near the end of April and officially on Medicaid. I was able to see a picture of my daughter for the first time whom at the time was nicknamed "peanut" by me and my fiance until we found out the gender of our baby lol. Also, I couldn't sit still. I was ironing and doing the laundry, etc....just doing all I can to help my mother out since I'm living in her house. I got cramps in my stomach and this was around the 5/6th month I think. I went to the emergency room and they said I was dehydrated. I thought for sure I drank enough water, but I guess I was wrong so I increased my water intake and stopped doing so much house work and the cramps went away.
Now remember...it's the Summer. It's hot out, you know? I had a car that would downshift when I put on the brakes, I had no A/C, no heat, and near the end of the summer, the blower for the A/C and heat blew out. So I didn't even have that. The only way to get the car to go is for me to turn the battery off by twisting this dial that was on the terminal of the battery under the hood of the car. So if I had to go to the store or somewhere I had to be for a long time, I had to cut off the battery, do what I had to do, come back and turn the battery back on and then I could go. The cd player would make these awful stratchy noises when I put in a cd player so I just stopped playing music from a cd and listen to the radio instead. The type of car I used to have this past Summer was a nasty tan Ford Taurus and I believe it was made in 1990 or something. I was born in 1985 lol. So one day the car said "no more". I went to the post office, right around the corner from work to handle business. I come out to leave and I can't get the car to start and I KNOW I turned the terminal off to the battery. Which I did, but the acid from the battery was getting caked up on the terminal. I was getting close to my 8th month of pregnancy at the time, so I wasn't about to be super woman and fix it. So I called my mother whom was with my dad at the time going back home and they just happened to just pass by where I was located.
He somehow got the car back up and took the car home and my mother drove me back home after I was done doing what I had to take care of that day. From that day forward, I had either my parents or my sister taking me to work, school or to my doctor's appointments. It had been a long time coming before the car would say "enough is enough". My dad would procrastinate and say "Yes, I know I got to get you a better car." Years would go by and nothing would happen. But since he couldn't go out and do what he wanted to do because he had to take me to school and work and also having to take my mother to work, he got tired of it I guess lol! There was a car being sold for under 2500 I think. Good condition, radio works, clean under the hood, decent tires, rides smoother, clean windows, better basic car features and most of all...it has A/C and heat. Within two weeks of discovering it, my dad bought that car for me for my birthday this past September. I NEEDED a more reliable car for me and my daughter. The car I had before that...the ugly tan car...yes it got me from point A to point B, but there's a fine line between settling for something and struggling and I was struggling with that car. The previous college I went to is about 5 miles away and I took the interstate. I've had a tire blow on that car twice on the interstate and I'm lucky it wasn't a lot of traffic either. It has even broken down on me after going out at night with people I THOUGHT were my friends at the time, but weren't. Let's just say when the well runs dry, people run away. Not to mention when I said I was engaged..that's when they stopped hanging around completely lol. Never heard from those people since. They never knew about me being pregnant, finishing school or having the baby. They cut ties off with me 100%. I stopped partying way before I met my fiance so whatever lol. It's their lose not mine, you know?
Anyway, the car I have now is a silver 1997 Ford Taurus GL (I think I said that right lol). It's way better and more reliable. I don't pray before having to drive. I have no doubt that I can go in it and be just fine. Throughout my pregnancy, I had an infection and had to take medicine for that, plus the prenatal vitamins. Then once the infection went away, I developed high blood pressure because I was so stressed with school and stress at home wasn't helping either. I went to school for massage therapy. It's an 18 month career training program. I started in April '08 and I finished 2 months ago in September. I never missed a day of work or school. I graduated as a Summa Cum Laude and was a member of the National Technical Honor's Society as well. I couldn't finish the last week of school because my BP (blood pressure) was so high. I was put on bed rest. I was induced on the 13th, had my daughter on the 14th and was out of the hospital on the 16th. My fiance lives in another state and he comes down to visit. This time he visited for 3 weeks so he was really heart broken to have to go home. Monday I will be going to Ohio for a week so he can bond with his baby girl. He misses her so much and I can only imagine how he feels being way from her. He's a cancer survivor so our daughter is our miracle baby. She's smiley all the time and really happy.
For the last thing I had to do for school, I was working with three other women who were finishing school like me. We had to massage 4 certified massage therapists and our massage coordinator. Our coordinator is the one who gives us permission to continue on and massage the last 25 people we needed to complete the program. I had about 8 more massages to do in the last week I think. I did a 2 hour chair event, swollen ankles and legs, just to get 2 hour credit towards my clinicals. I had to walk a good distance just to get to the massage tent during that massage event. It was hot outside and it was a Saturday. Cars, traffic and people were everywhere. My coordinator told me she'll add an extra point to my final grade as well as the other women who were in my class finishing their career training as well....but that's only if we submitted our resume to her via email. So I did that and finished my massage clinicals with a B. Between me and 3 other women, we only had two offical massage clinic rooms to use for the public or a student and the other building could only be used for students. All FOUR of us had to do our 30 massages and had to really work as a team to make sure nobody's massage schedule ran over, we had to do the laundry, answer phone calls, schedule massage appointments, reschedule massage appointments, find replacements for clients who canceled and also file away paperwork. If we weren't on top of our game, then we would get "fired" by our instructor for clinicals. That means any other massages we had going on for the day would be canceled if we slipped up at all. Luckily for us, we didn't have to cancel all of our massages for the day. At least not for me lol.
I totally know what it feels like to be stressed as you can see. I had a torn down car, I was stressed at home and with school, I had to work as well, I had the morning sickness and moodiness and I too was scared. In the end, it all kind of falls together to where you can get a better handle on things. I have bills too. I have 3 bills in reference to my school tuition and another bill. All together, it's about a good 460 a month just on bills. So you see why I'm still at home at the time lol. So get that Medicaid if you can. TANF stands for Temporary Assistance for Needy Families. I never knew that until I searched online about it. It helps families in need, particularly those with children. W.I.C. stands for Women, Infants and Children. Because of W.I.C., I've been able to get 9 cans at a time of Similac Advance with Iron for my daughter. Since she was born, she hasn't gone a day without having milk. You get other food items with W.I.C. too. If you have TANF/Food Stamps and W.I.C. along with Medicaid, then you're doing good. It's helping me out a lot. If I didn't have W.I.C....seriously...I'd have NOTHING. I had nothing when I got pregnant. No insurance, not a lot of money and at first, my mother and sister didn't like the fact I got pregnant before finishing school, but I finished right? And with the highest honor. Now, they can barely keep their hands off of her they love her so much. I worked hard to get my degree. I never finished my previous college degree because my heart wasn't in it anymore and I just felt suffocated at that school. Thank goodness pell grants took care of that so I have no loose ends with that college financially.
I know this was a REALLY long response, but I figure it might help since I can honestly say I know about how you're feeling and wanted to give you my scenario to show that you're not alone in this. I hope it helped and gives you hope that you can get through this. If I got through it, I definitely know that you can. And never stop asking questions or for help.
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- mom2b427
on Nov. 25, 2009 at 2:02 AM