i just got off the phone between our insurance company and my doctors office. even when you have good insurance and fork out a lot of money for it each month, the insurance company still screws ya and sucks! *this is just a mini-vent and no need for negative responses.
dh is home from work. hes been on the phone with our insurance (anthem bc bs) for the last hour. they have put him through 6 different people. we just realized that we are actually paying 75% out of pocket. -on top of paying a load of money a month for it. they are basically useless.
do i have any other options??
dh just called me. he was in a meeting with his hr manager. They looked into it and confirmed we will be paying $15k out of pocket for this pregnancy. HR called the insurance company and it came down hr felt it was unacceptable considering the preimiem we pay monthly in top of this. OK, heres the part that has me in complete tears, they (my husband and hr) disenrolled us today. I am now sick to my stomach about this. I didn't see this coming. i need a hug.
ok, so I did try to apply at mediciad and was denied. I am just wanting to get a private insurance company. -use the extra money from what we were paying from our old insurance to pay for something different. any recommendations of insurance companys that are affordable and will cover maternity-not just maternity but overall decent coverage? oh and not consider my pregnancy as a pre-existing condition?? thanks in advance. =)