| Location: | El Paso Proud |
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Last Login: 09/28/11
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I'm a mom of a 17 month old baby boy and engaged to a wonderful man! I'm also the owner of Promoteelpasobiz.com. I love being mommy and hope to become a mommy for the second time here pretty soon. I love reading, exercising, watching tv and spending time with my fiance and son. ![]()
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Hello Ladies of El Paso, Ft. Bliss, and New Mexico!
I present to you a NEW business for our area. I will be providing a new, much needed service, which is strongly recommended by Attorneys, Financial Planners, Insurance Agents and FEMA.
So what is a Home and Business Inventory? It is basically a thorough, detailed report along with photographs of your assets in your home or business, which describe essential details such as make, model, serial number, color, purchased date and value. Could you provide all of these details in an instant if something happend to your home or business such as a fire, flood or burglary?
Benefits of a Home or Business Inventory:
1. Insurance
Receive insurance settlements faster because you can identify what was lost. Most people can't recall every item accumulated over the years following a loss.
2. Taxes and Valuation
A detailed inventory can help verify losses for income tax deductions.
3. Estate Planning
A detailed inventory can be used to supplement legal documentation or information.
4. Moving
Inventory documentation helps keep track of lost or damaged items when moving.
Source: http://www.homeinventoryprofessional.com/
Having homeowners or renters insurance is not enough, but having a report of your home or business can save you time, heartache and can help you maximize your insurance claim.
An inventory can also help you decide just how much homeowners or business insurance you should be carrying.
If you have any questions, please let me know!
Jessica
Twitter: inventoryforyou
Facebook:promoteelpaso
| FIRE - www.nfpa.org | |
| A fire department responds every 20 seconds | |
| A structure fire is reported every 62 seconds | |
| One home structure fire is reported every 83 seconds | |
| One outside fire was reported every 39 seconds | |
| FLOOD - FEMA www.fema.org | |
| Floods & flash floods occur in all 50 states | |
| Your home has a 26% chance of being damaged by a flood during the course of a 30 yr mortgage | |
| Last year, one-third of all claims paid by the National Flood Insurance Program were for low-risk areas | |
| BURGLARY | |
| In the USA, The FBI reports a burglary occurs every 14 seconds | |
| On average, 1 out of every 6 homes will be burglarized this year | |
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Approximately only 10% of typical burglaries get solved
| |
So after dealing w/the weather, rolling black outs, lack of water, pipes frozen, pipes busted & property damage, a personal property inventory provided by a third party can help you prepare that insurance claim.
Now is the time to start inquiring about a home inventory can help you before disaster strikes.
Will you be able to recover your asset base after a disaster?
There is a tremendous need for documenting your business assets. When an insurance settlement is not large enough to recover your assets, you will have to use other resources to purchase items to replace what was destroyed or stolen. This might even include a need to withdraw money from an investment account. The impact a loss has on cash flow could ultimately close down your business. Statistics show that only 6% of businesses will survive long term after a disaster. Don't let your company become part of this harsh reality; invest in the future of your business.
Why do you need an inventory?
Most small businesses have a rule of thumb to expense anything under $1000. Think of how many items of furniture, electronics and other assets cost less than that. None of these items will be captured on a capitalization or depreciation schedule.
Source: http://www.hartmaninventory.com/
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