aprildestiny

Location: El Paso Proud
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Last Login: 09/28/11

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    grandeboys wrote at 1:16 AM on Nov. 4 , 2010

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    Happy Birthday! Take lots of pictures on this special day. Learn how to take better pictures by entering in contests and have some help you along the way. Find out how beautiful those pictures can be even with a small camera that can fit in you purse! The more you do all this the better you get. Join us at
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    ElizabethBJ wrote at 6:39 PM on Jul. 5 , 2009

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  • Personal Statement

    I'm a mom of a 17 month old baby boy and engaged to a wonderful man! I'm also the owner of Promoteelpasobiz.com. I love being mommy and hope to become a mommy for the second time here pretty soon. I love reading, exercising, watching tv and spending time with my fiance and son. kissing

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  • **HOME AND BUSINESS INVENTORY**

    Hello Ladies of El Paso, Ft. Bliss, and New Mexico!

    I present to you a NEW business for our area. I will be providing a new, much needed service, which is strongly recommended by Attorneys, Financial Planners, Insurance Agents and FEMA.

    So what is a Home and Business Inventory? It is basically a thorough, detailed report along with photographs of your assets in your home or business, which describe essential details such as make, model, serial number, color, purchased date and value. Could you provide all of these details in an instant if something happend to your home or business such as a fire, flood or burglary?

    Benefits of a Home or Business Inventory:

    1. Insurance
    Receive insurance settlements faster because you can identify what was lost.  Most people can't recall every item accumulated over the years following a loss.

    2. Taxes and Valuation
    A detailed inventory can help verify losses for income tax deductions.

    3. Estate Planning
    A detailed inventory can be used to supplement legal documentation or information.

    4. Moving
    Inventory documentation helps keep track of lost or damaged items when moving.

    Source: http://www.homeinventoryprofessional.com/

    Having homeowners or renters insurance is not enough, but having a report of your home or business can save you time, heartache and can help you maximize your insurance claim.

    An inventory can also help you decide just how much homeowners or business insurance you should be carrying.

    If you have any questions, please let me know!

    Jessica

    j.renteria08@yahoo.com

    Twitter: inventoryforyou

    Facebook:promoteelpaso

  • DISASTER STATISTICS

    FIRE - www.nfpa.org
    A fire department responds every 20 seconds
    A structure fire is reported every 62 seconds
    One home structure fire is reported every 83 seconds
    One outside fire was reported every 39 seconds
    FLOOD - FEMA www.fema.org
    Floods & flash floods occur in all 50 states
    Your home has a 26% chance of being damaged by a flood during the course of a 30 yr mortgage
    Last year, one-third of all claims paid by the National Flood Insurance Program were for low-risk areas
    BURGLARY
    In the USA, The FBI reports a burglary occurs every 14 seconds
    On average, 1 out of every 6 homes will be burglarized this year

    Approximately only 10% of typical burglaries get solved

     

    SOURCE: http://www.homeinventoryprofessionals.com/

  • Being Prepared

    So after dealing w/the weather, rolling black outs, lack of water, pipes frozen, pipes busted & property damage, a personal property inventory provided by a third party can help you prepare that insurance claim.

    Now is the time to start inquiring about a home inventory can help you before disaster strikes.

    As we have learned from the floods of 2006 & the recent weather, Mother Nature is very unpredictable.
    We must now take a stand and prepare for the inevitable well in advance. Having a third party come in & prepare a home inventory
    can ease the stress of trying remember everything at a difficult time.
    A detailed inventory list w/photographs can help you receive your claim in weeks instead of 4 to 12 months.

     

  • Businesses Also Need An Inventory

    Will you be able to recover your asset base after a disaster?

    There is a tremendous need for documenting your business assets. When an insurance settlement is not large enough to recover your assets, you will have to use other resources to purchase items to replace what was destroyed or stolen. This might even include a need to withdraw money from an investment account. The impact a loss has on cash flow could ultimately close down your business. Statistics show that only 6% of businesses will survive long term after a disaster. Don't let your company become part of this harsh reality; invest in the future of your business.

    Why do you need an inventory?

    Most small businesses have a rule of thumb to expense anything under $1000. Think of how many items of furniture, electronics and other assets cost less than that. None of these items will be captured on a capitalization or depreciation schedule.

    Source: http://www.hartmaninventory.com/