After trying to balance career, kids, and care for an aging parent, I arranged to take an early retirement at age 48. I have one child in college, another in junior high, and my husband and I are both retired and pursuing individual and family-related interests. I exercise at the local Y nearly every day (good for my arthritis and for mood management) and take two adult dance classes (tap and ballet) each week. I also participate in a local book discussion group. As a family, we enjoy watching movies, playing board games, and taking hikes at local parks. When schedules allow, we also travel to visit family and friends and to see the country.