should i do a SAHM daycare for a living instead of navy?

[Mrs.Simms]

ive been thinking a lot lately about getting out of the navy once my baby is born so that i can be a stay at home mom, well the problem with that is money...at least in the navy i have a garaunteed paycheck on the first and fifteenth. my question is, are there any moms out there that do at home day care? how many kids do you watch? is it pretty consistant? what do you charge? do you think it would be worth it? any tips?

im not worried about benifits because my husband is still in the navy so we would still get full benifits, i just dont want to work crazy hours and have to leave me 6 week old baby with someone i dont know all day long.

 

help!

[teresahewitt]

Aug. 8, 2008 at 9:16 AM

You can consider to have day care business of your own if you would like to.  I am going to work from home myself; I will work for few of honest home based businesses.  I always look up for business to see if it's honest or a scam from better business bureau. 

[navywife1214]

Aug. 11, 2008 at 4:19 PM

Both of you guys being in will be tough on a child especially a baby who needs constant care and attention. i think getting out would be a wise decision it would suck if they ever deployed you both at the same time then your child would be left to be raised by strangers. These were all the decisions I was faced with as well. I wanted to go into army national guard when hubby joined the navy and well having a child made it kind of hard for me to do it. There are tons of stay at home mom jobs or you can always get out and get a part time job doing something else. I wish you luck with your decision hun :)

[rumpels1120]

Aug. 12, 2008 at 7:28 AM

ive seriously thought about it. but it seems that will (you may know him he was in the ae shop for awhile before transferring) is getting out in february anyway and he wants to stay at home. im iffy about that because i know how cafefree he is... but i also know that its best that a parent be home or around as much as possible in the first year. but i dont know what im doiing to do if he decides that he wants to work. which very well may be happening. im in the same boat as you are. and after the baby is born i have 2 years left.

[mamamissy23]

Oct. 9, 2008 at 10:14 AM

I was also in the navy and got out while I was pregnant. Dont do it! I know the navy sucks most of the time. But I regret not staying in. Living on one income sucks. We dont get to do all of the things we were able to do when we were dual military. My hubby is still in. And I stay at home. Its gotten so bad that I now live 4 hours away from my hubby with our 2 kids back at my moms house because we have lots of bills we are trying to pay off and if I didnt move home it would have taken 5-10 years to pay these things off instead of doing them in 1 year. and you are not always guarenteed children in your home daycare. And let me tell you how stressful that is lol, I had my 2 kids and was watching my friends 2 kids while she did this 2 weeks active thing b/c she is reserves and I wanted to rip all of my hair out!!! GL to whatever you choose.

[lilrie1980]

Oct. 14, 2008 at 11:53 PM

I have no idea what it's like to be in the military, but I wouldn't make any decision until after you have your baby.  But look at all the pro's and con's.  Can you afford your bills with just one paycheck?  If you do go to work, will it all go towards daycare?  Do you want daycare or a babysitter/nanny?  I would stay away from being a daycare person youself until you see how difficult it is for you to take care of just your baby.  Some people handle it better than others.  Where will you have to cut back?  Would you be willing to get a P/T job if needed?  Think of the debt you have now.  It will get harder to pay off once baby is here.  Also, I've noticed that it's more expensive now that my lil one is older rather than an infant.  And remember if you do the daycare thing, people don't raise their children the same.  Just having one newborn is rough enough to adjust to, not to mention adding other people's children to the mix.

[girliegrl742]

Dec. 5, 2008 at 9:18 PM

I have my own daycare. I started a couple months ago. I have a little baby, and I charge $165 a week for her. My husband is in the army.

[girliegrl742]

Dec. 5, 2008 at 9:20 PM

you are a military, and so it's a program call FCC, that helps you find children, and helps keep your daycare filled. It's a good opprotunity, any questions just ask me. That's what I'm doing