I think I am literally going to drive myself insane. Adults weren't kidding when as a child, they told you don't be in a rush to grow up!
My husband was let go from his construction job of almost 3 years, back in July. Thank you U.S. ECONOMY and crap ASS Housing Market - you royally screwed us.
About 2 years ago, we went through our finances and got set up on a budget. This was the best thing we had ever done for ourselves. Of Course it was great financially (bills were paid on time if not early and we weren't running into "issue" anymore) but overall it has emotionally been satisfying.
With the job loss, it made everything a big mess - let alone we lost our health insurance, in which I am pregnant.
Timing always sucks doesn't it?
So, back to the budget. I financially can not support our family on my own. I work full-time, but as a lot of us know we can't make it on single incomes. I found ways to get by for a bit and thought we had it figured out.
My DH was denied unemployment and we have now gone through 2 appeals with the ODJFS and his former employer. His former employer didn't even mail his last 2 paychecks until over a month later - due to us letting ODJFS know what they were doing to us.
Slowly but surely we have been getting behind. Our bank account is now in the negative again, and his next paycheck goes to payback all the fees and again there is nothing left over for food, gas etc. So we are not getting ahead at all.
I should state that he did land a really good job that started the beginning of September. Thank God right? They are getting us on the insurance next month, which is a big help.
I have been crying for 2 days straight now. It sucks when you have family members who aren't willing to help or financially can't either. I am tired of living like this.
I now found out on Monday that the only way to get rid of my PUPPP pregnancy rash is to deliver this baby. My doctor suggested inducing at 38 weeks because I am just scratching my skin until it bleeds - I am full of scabs and just can not stop.
I am not even prepared for this baby. I don't have a carrier! This wasn't supposed to happen this way. I find it so unfair. I just want to live a modest life and provide the best I can for my children, but it's becomes so much more difficult. How many times can one person be "shit" on before they completely lose their mind?
I have resorted to cyber-begging, but all I am getting from that is scams! I thought maybe somewhere out there some person would feel bad for me.
Heck, who am I right? A lot of people in the US and elsewhere face problems everyday, but right now, I can't and won't think about them. What about me this time? I've never had ME time. Don't I deserve it?
I am so tired of watching worthless, jobless SOB's go about their business without a care in the world while the rest of us pay for them to live their lives.
I can't get help with food, or utility bills etc. The government claims that a $24,000/yr salary is too BIG for a family of four. They will NOT help me! I have literally sat in the Welfare office crying to them because I don't understand what I am doing wrong. I provide, I have always provided and now when I am at their mercy - they don't give a damn!
What does a person need to do to live awhile without worries of how they are going to buy groceries, or pay school fees or keep their electric on in their home.
SOMETHING HAS TO CHANGE!!!
I wish I had some answers for you, I am in the same boat just about. I hate having to choose between paying car insurance and putting gas in the car. Then I come on here and read posts about how moms are going to be spending 500.00 + on each kid for Christmas this year. It's enough to make me scream.
I try to not look so far into the future and just get through one day at time.
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I'm so sorry that things are so rough for you right now. DH and I completely depleted our savings when we were waiting for his immigration to come through. I know what it's like to have no money in the bank. We were uninsured, too, so I'm feelin' ya.
I'm hoping things get better for you and that you get the break you need.
((HUGS))
sarahsfamily1 Oct. 7, 2008 at 3:44 PM