Are you kidding me? ** Edit update

[AprilD32]

It's not April Fools day?  WTF?!?  After all the frustrations we had in getting an accepted offer on a house, we finally got one. Then the sellers bank took FOREVER to get the contract back to us after getting the verbal aproval, which of course in the end turned out to be a counter offer. (It is a "short-sale" throught the banks to prevent forclsure on the owner.) Our realtor took a hit on her commision because we couldn't come up with more money to meet thier counter proposal.  The seller had two banks and after the first one saw that the 2nd got more money they wanted more money too, even though they had initally said yes to the original offer. We said no, they said it will kill the deal if we don't get more. We said "fine, if your going to let this house go into foreclosure over this ammount, fine. We will keep looking for another house."  An hour later they call back and accept the offer.  So we get the contract to our mortgage broker and after a few days find out the down payment assistance program we were going to use no longer offers assistance in the county our new house will be in.  So we had to take out some Money from my husbands 401k and get a loan of $1500 from my grandad to come up with the down.  The 401k rejected the hardship withdrawl because the dates on the contract were past. (that was a problom before and the sellers bank had granted an extension on the foreclosure date to give us more time to close this.)  So we are on a tight deadline and have to argue with the 401k company, in the end our realtor called the 401k company and got them to release the funds to us.  So then the mortgage broker tells us the underwritter for Wells Fargo, (our mortgage bank), XYZ from us and wants bank statements from my grandad since he "gifted" the $1500 to help us close. My grandad doesn't want to give out his account number so our mortgage broker tells him he can black out the first 4 numbers. A week later the underwritter told the mortgage broker he needs statements from my grandad showing the account number. So not only did I have to borrow money from my grandad I had to call and explain to him that I need him to hand over bank statements that show his account number! My grandad was mad, I don't blame him one bit! WTF do they need his account info? Than we were supposed to have closed already when the mortgage broker comes to us with a bunch of other conditions and things we need to get. We get them in right away but still don't get clear to close. Then they need something more from the title company, from the realtors, from us again! Why didn't they tell us they would need this stuff a month ago!!  So we still don't have the clear to close. Every single day we are "Shooting for tommorow".  Now I look out the window and saw the news forecast. I am certain now that we will get the clear to close today. How can I be so sure? Because there is a freaking BLIZZARD out there!!! Someone, somewhere, is against this home transaction I swear! 

**Edit update** We did get the clear to close today. We are not closing today though, the mortgage broker said we will try to close tommorow early afternoon.