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Sticking to the budget? Help!!!?
- Jun 22, 2009 at 2:51 PM
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If my dh and I can stick to the budget we will be out of the hole by Sept. but i don't know if we can. We have a hard time sticking to one. We've tried before several times and got a big F. Can anyone help me. Give me some tips or advice that can help? PLEASE I need Help.
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The toughest thing in making a budget is accounting for all the little things that come up, the things that aren't monthly bills. Like a b-day present for a kids friend (that can eat up 30-40 bucks!), medical co-pays, eating out, etc. You really need to budget for those things as well as the normal stuff. If you KNOW it is likely someone will need a haircut, or new clothes, or camp dues---make flexibility in your budget for those things. Otherwise, you are doomed to fail before you even begin.
So....budget for those things, and some random spending cash (even if only 5 dollars a week) so you don't go crazy.
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