I have so much going on in my mind right now and it is driving me crazy!!!! first off i love my job. i just wish they would give me full time but i know it will not happen because of what i do. i just really wish it would happen. second thing is we are wanting to pay a house but our credit is kind of crappy. we went to a broker and he told us that we needed to build our credit up just a little bit and then he had a place that would help us get a loan. this was back in january. well i found a house that i totally love so my husband called the man again this week and he said we still need to work on our credit and that the place he was talking about isn't even doing that special loan yet!!!! and he in a round about way said we would not be able to get a loan to buy the house i want even when that place starts giving out the loans. all because of our income..........which takes me back to having a full time job!!!!!!! what makes me so mad about not being able to get a house loan is that we can pay out all this money every month on rent but oh no we can't have a loan to purchase a house. i figured it up in january that in the past 9 years we have spent over $38,000 in rent!!!!!!! i mean i understand that everything in our government is bad right now but come on......it is not like i want to purchase a $250,000 house. i mean the price of the house isn't that high and we could handle it. we would not be in over our heads!!!! to me we pay rent first then the car payment and then go down the list of what it important. so like the rent payment ..... the house payment would come first. grrrrrrr i just don't understand sometimes. oh well just felt like letting some things out. if i could i would go back in time and never have screwed up my credit and would have kept my full time job i had years ago.

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irislll
Apr. 22, 2011 at 10:50 PM

 

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Lb128f
Apr. 23, 2011 at 12:57 AM

If you are a 1st time buyer you night want to check into HUD's 1st time buyer program...they help you with your credit and teach you all about mortgages AND help with the Down Payment! Good Luck!

http://www.hud.gov/buying/localbuying.cfm

http://portal.hud.gov/hudportal/HUD?src=/topics/buying_a_home

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