Having a Job may COST YOU MORE!!

[lil-momma-shara]

Even though there are some coporate America jobs out there that have lots of bells and whistles, good pay, and good people, it may actually be costing you MORE money to work outside of the home!

That's right. MORE MONEY to WORK!

Sounds crazy at first huh, but sit down and put your calculator to it!

How much do you spend in fuel each week?? Fuel is $2.85/gal here in my area, and I KNOW it's a lot higher other places! Costs me $65 a tank, at 16.5 miles per gal! Uggg.

How much do you spend on lunch? Even if you take your lunch, do you buy the higher cost convenience foods? Frozen dinner, individual bags of chips, can soda. McDonalds, Subway...

How much do you have to spend on clothes? Do you have to have a specific set of clothes just for work? Business attire, etc? JCPenney, TJ Max, Goody's, Dillards, Wal-Mart...

How about your child care? Do we even want to go there?? Whew! It cost me $400/mth for ONE child!

For me, working outside the home cost me:

$1,150.00 per month!! Broken down that is:
$90 wk - day care
$130 wk - fuel (that's 2 tanks)
$35 wk lunch (even if I go home...I have to drive 7 miles to get there)
$5 wk on drinks (at least)
$260 - Total Expenses for Working Outside the Home for ONE WEEK

Plus about $75 month in business clothes and accessories (hosiery, hair clamp, shirts, etc.

So we multiply the $260 by 4 (IF its not a 5 week month) that is $1,040 then add the $75 for work attire comes out to:

$1,115 PER MONTH. Just to have a JOB!!

Those are just the most common expenses, not all of them!

I am now a work at home mom with AmeriPlan®. I am building a business to past down to my children. It is real. It can be legally put in a will or sold on the market. I am able to raise my son instead of letting a day care do it for me. I get paid DAILY and I have benefits. I started in September 2007 hit my first promotion in 1 1/2 months, and I save money every month!

To get started with AmeriPlan it only cost me $95! That's a FRACTION of what I was spending every month just to hold a low paying job!

Then, every month I pay a $50 overhead or broker fee into the company in exchange for many services that make my business a lot easier! They handle my members, ship their packages, maintain my five websites they GAVE me to use in my business, handles all my paperwork and payment processing, provides me a HUGE back office that I am able to run my business from, check on my organization, monitor my team's progress, access the many benefits I get through AmeriPlan® - reduced vacations, dining, discounts at Office Depot, Dell Computers, Cell Phone Service, Local and Long Distance service, 1-800 Flowers, and many more! They keep me updated on any changes in the company, all in one place! I have a $2500 AD&D policy, UNLIMITED training, the best support I could ask for. I DON'T have to cold call, telemarket, do parties, deliver products. I can even take a day off from my business to help my father (who is self employed) with his bookkeeping. He doesn't have a CLUE about that sort of thing. I never could help him or anyone else when I worked outside the home. I use my telephone, my computer, and my internet to work my business. I get to stay home with my son, keep my house, spend my days having freedom at home.

I get more for that $50 than what I got out of the entire $1,040 I spent working full time outside the home!

Need I say more?

You can have freedom at home too, while saving money at the same time!

AmeriPlan® is changing lives everyday in more ways than one!

Visit my website to review our OUTSTANDING company! When you are ready you may REQUEST AN INTERVIEW!

OR

If you are ready to just get started at home now, you can GET STARTED HERE!

I look forward to helping you bring you AND your little one home!

 

[workathomemama]

Dec. 9, 2007 at 1:52 PM Great post Shara!  I'd like to add to the thought....

Many people don't realize the difference between linear income and residual income. 

Employees, independent contractors, and self-employed business owners make up the linear income bracket. Linear income earners are only paid for the specific time expended, or paid directly proportional to the number of hours invested in their job. Linear income earners must be physically present or “clocked in” to get their paycheck. They cannot leverage their time and efforts. Leveraging is what creates the wealthy/rich social class, and the absence of leveraging is what creates the middle to impoverished social classes.

Linear income earners can be fired or “down-sized” at any time. I am a product of Corporate Downsizing (TWICE!!)  I was in one of the top paying positions had a team that I was managing and one day BOOM, "We are sorry to tell you this, but your position is being eliminated."  I was a highly awarded employee, always given raises for yearly productions etc.  I was a model employee....

We were brought up and raised with the idea that we needed to work 40 hours or more a week for 40 years to be able to retire.  Gone are the days of longevity with a single company.

In addition to all that, in the linear income bracket, the height of your success is determined by your boss, not you. You have very little control of your achievement within the company that employs you.

If you’re self-employed, you do have control of your personal achievement which is great, right? However, what happens to your business if you’re in a car accident and/or hospitalized, and it takes you three months to reach full recovery? Because you’re self-employed, you’ll more than likely miss that money!

As a linear income earner, can you pass your job down to your children or grandchildren? I don’t know too many jobs that allow you to do that. And even in the corporate world, in order to be promoted, your superior either has to be promoted or demoted.

It boils down to this, linear income earners have little control of their success, they live paycheck to paycheck, they can be fired at any time, they cannot pass their job down as an inheritance, and they are participants of the “dog eat dog” world which thrives on the destruction of co-workers’ and superiors’ reputation in order to receive promotion.

NOW, Residual income earners consist of business owners, network marketing associates such as yourself and me, and investors. Their income continues to be generated after the initial effort of building the business has been expended. Residual income earners don’t worry about “clocking in,” they can be absent for periods of time and still see consistent income from their business.

A residual earner’s income stems from their business or businesses. They are the boss; they have total control of their business’s success and achievement.  With your own business, you can pass it to your children, and they can pass the business to their children in return, you are leaving a family legacy. You are able to leave your children with a ready-made pipeline of income versus working your job, retiring, and leaving your kids with nothing but debt.

With a residual income business such as a network marketing (multi-level marketing) business, you benefit only by helping others to be successful. I personally don’t know of too many instances where corporate employees are helping others they work with to become successful.

Shara, you and I are both building residual incomes that will top $100,000 a year in a matter of no time.  Ameriplan is an awesome business that is helping so many stay at home mom's provide financial freedom for their families.

If anyone would like to learn more, PLEASE send Shara a message.  I would even be willing to do a 3-way call with anyone of you and Shara included and we could see just how great Ameriplan could be for you too!