Frusterated and depressed

[momfairy]

I have hated Valentines Day and my Birthday for as long as I can remember and Yesterday is a perfect example of why. So all week has been super busy and so Trista and I got up early to do her valentines for school because we hadn't had time to dojit earlier in the week. And that went fine and we gkot off to school and work just fine and the dat went great until I got back from Getting Trista from School. I get back to the office and not 10 minutes later I get a phone call and it is our mortgage guy and he has really bad news. Basically my credit score dropped 200 points since August and I was like why and he doesn't really know because we have been super careful to get everything paid the car payment, rent, insurance  you know all that stuff thet is supposed to earn more points. well he told me what was on my report and a couple of things are disputeable since I know I was on Medicaid when those med bills were reported so now I have to get more bs paperwork together and the worst part is even though I owe 4 things yea just 4 my score is 150 points lower than Steve's and his has let me count real quick ok I got it 15 and he has nothing in his name that gets paid on the phones, the car, the insurance , even the rent are all in my name so he has nothing good going towards his credit score. I hate how complicated credit is it is such bs that all the positive stuff I have going towards my credit and mine is going down while Steves is going up and has no reason for it to be going up and he has way more negitive marks but still has a higher score. GGGGGGGRRRRRRRRRR!!!!!!